Current account tacitly accepted overdraft

Yes, you can. Please submit an application in one of the Bank's branches, or with your personal banker, who will process your application based on the submitted documents and a previous verification of all requirements.

Granting the limit for instalment payments based on the income generated by the lease of a property is possible under certain conditions and with delivering certain documents, as defined by the Bank's internal regulations.

One of the conditions for the reduction of overdraft is the reduction of monthly income per current account in an observed period. The Bank will notify the client about the reduction in a timely manner, and the client may contact the Bank in order to regulate the new overdraft in accordance with the application and requirements. 

Persons using maternity leave/sick leave before birth, parental leave or sick leave due to illness of a child have the right to use the limit for instalment payments in the same amount as the limit which was approved before the change of their income and until the expiry of the current limit (submitting a request in one of the Bank's branches is required).

A fixed interest rate is applied daily to the amount of spent tacitly accepted overdraft, in accordance with the Decision on Interest Rates, and it is charged quarterly (1 January, 1 April, 1 July, 1 October) by debiting of the current account in HRK.