MultiPlusCard loyalty reward programme

It is simple and completely free - register at www.multipluscard.hr, or fill in an application form in partner stores, and put the signed form in the corresponding box.
Be sure to enter your ZABA current account number (or the go! card debiting account number, if you do not have a current account) in the application form in order to collect points and BONUS kuna with each payment you make with your Mastercard or Maestro card issued by ZABA.

Zagrebačka banka, Booking.com, Konzum, Tisak, Abrakadabra, MebloTrade, Kare, Poliklinka Aviva and Sancta Domenica.

Participation in the programme begins after filling out and submitting an application form. Points and BONUS kuna for card payments will be collected from the date when the account holder registers the number of the current account opened with Zagrebačka banka in the MultiPlusCard programme when joining or later while participating in the Programme.

Zagrebačka banka awards points which convert to BONUS kuna on your MultiPlus card for every payment at a point of sale in Croatia, abroad or online, both for one-off and instalment payments, to every holder of a Maestro current account card or Mastercard cards (Individual Standard, Gold, Platinum, Student and go!card) who is a member of the Programme. Zagrebačka banka also awards points for using your proxies’ Maestro cards and additional Mastercard cards.
By paying with Zaba cards, you receive points and BONUS kuna from Zagrebačka banka, without having to show your MultiPlus card in a store. You receive one reward point for every:

• 5 kuna paid with your Mastercard card
• 9 kuna paid with your Maestro card

Reward points convert to BONUS kuna. For 100 collected reward points, you get one (1) BONUS kuna, i.e. one (1) reward point equals 0.01 BONUS kuna in any Programme partner store. One (1) BONUS kuna corresponds to the value of one (1) kuna discount on a purchase in any Programme partner store.
The calculation period in which users may collect and use BONUS kuna lasts 12 months, from 1 January to 31 December every year. As an exception, due to introducing new benefits of the MultiPlusCard programme, the first calculation period begins on 1 March 2020 and lasts until 31 December 2020.
You do not have to show your MultiPlus ID card when shopping. The points are collected automatically.
Points, or BONUS kuna, are collected for one-off payments and instalment payments, while cash withdrawals and consumer and cash loans are not included in the reward programme.
If you shop in our partner stores, i.e. Konzum, Tisak, Tisak media, Atlas, F&F and Abrakadabra webshop, and you show your MultiPlus card, your will collect multiple points and BONUS kuna from both Zagrebačka banka and partners where you are shopping!

Of course! You can also collect points by showing your card's barcode on your mobile device instead of the card itself, using the MultiPlusCard app for iOS or Android smartphones.

With every purchase in a partner store of the MultiPlusCard programme, users collect reward points in the form of BONUS kuna which are immediately available on their MultiPlus card.
You can use BONUS kuna for your next purchase, spend them later or collect over a longer period as BONUS kuna collected in one year can be used until the end of the following year.
If you do not use all BONUS kuna by the end of the year, the remaining reward amount of BONUS kuna available on your MultiPlus card on 31 December 2020 will be transferred to the following year and can be used by the end of that year, i.e. 31 December 2021. After that date, the reward points/BONUS kuna will expire.
In order to use your BONUS kuna, show your MultiPlus card or your mobile app electronic card, or enter your MultiPlus card number in the MultiPlusCard programme partner webshop.
Program users will receive a number of fantastic benefits; usually discounts on a portion or a certain range of partners' products or services.
MultiPlusCard programme users can connect their accounts so that they receive all benefits to one joint Programme account. So far, the holder of the joint account has been the one who managed the joint account benefits. From 1 March 2020, reward points or BONUS kuna and other benefits on the joint account can be used by all connected members.