MultiPlusCard reward programme

It is simple and completely free - register at www.multipluscard.hr, or fill in an application form in any branch of Zagrebačka banka or in partner stores, and put the signed form in the corresponding box.
Be sure to enter your ZABA current account number (or the go! card debiting account number, if you do not have a current account) in the application form in order to collect points with each payment you make with your Mastercard or Maestro card issued by ZABA.

Zagrebačka banka, Konzum, Tisak, Tisak media, Atlas, Booking, F&F and Abrakadabra webshop.

Participation in the programme starts after you fill out and submit the application form, while points for card consumption are collected from the date when the account holder registers a ZABA current account number for the MultiPlusCard programme.

Zagrebačka banka awards points for each payment in stores in Croatia, abroad or online, either as a one-off payment or instalment payment, to each user of a Maestro card for current accounts as well as a Mastercard card (Standard, Gold, Platinum, Student or go!card) registered for the Programme. Zagrebačka banka will also give you reward points when your authorized signatories use their Maestro cards, or when you use additional Mastercard cards.
When paying using ZABA cards, you will collect points from Zagrebačka banka without having to show a MultiPlusCard card in stores. You will get one point for every:

• HRK 15 you spend on your Mastercard card
• HRK 30 you spend on your Maestro card

When paying in stores, you do not need to show a MultiPlusCard ID card, since the points are collected automatically.
Points are collected for one-off transactions and instalment payments, while cash withdrawal, consumer and cash loans are not included in the reward programme.
If you shop in stores of our partners: Konzum, Tisak, Tisak media, Atlas, F&F and on Abrakadabra webshop, and you show your MultiPlusCard card, you will collect even more points - you will get points from Zagrebačka banka, but also from the partner where you made your purchase!
If a client does not pay his regular payments due for any arranged service / account / loan in Zagrebačka banka, all points awarded based on his payments with Zagrebačka banka cards in that calculation period (the period of collecting MultiPlusCard points) will be cancelled.
In case of termination of the contractual relationship based on which a card was issued, all points awarded based on client's payments with Zagrebačka banka cards in that calculation period will be cancelled.

Of course! You can also collect points by showing your card's barcode on your mobile device instead of the card itself, using the MultiPlusCard app for iOS or Android smartphones. If you use ZABA's mobile banking service m-zaba, you can access the MultiPlusCard app on your homepage (wallet).

In order to get coupons and other benefits, you need to collect at least 150 points with Zaba cards in one accounting period consisting of three months, i.e. you need to reach the set consumption threshold in a quarter in any of our programme partner stores.
All points collected in the stores of programme partners are added by the end of an accounting period, after which they will be sent to your home address as reward coupons that can be used the next time you shop in the MultiPlusCard programme partner stores: Konzum, Tisak Media centar, Atlas and F&F.
Programme users also receive numerous attractive benefits, usually discounts applicable to a segment or the entire product range or services of a programme partner.