A representative cash loan example:

At a fixed interest rate of 5.99% a year, a repayment term of 84 months, the current account administration fee (denominated in euro) for one month included, no loan processing charges and repayment in annuities, the effective interest rate for a EUR 10,000 loan is 6.16%, the monthly annuity is EUR 146.05, and the total amount payable by the client is EUR 12,318.35.
The interest rate applies to repayment periods longer than 60 months.