Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
NOK	1		12,195184	11,828500	11,461817
SGD	1		1,552252	1,492550	1,432848
SEK	1		11,249241	10,911000	10,572759
CHF	1	0,977707	0,968315	0,939200	0,910085	0,900693	0,900693	0,900693
GBP	1	0,890055	0,881505	0,855000	0,828495	0,819945	0,819945	0,819945
USD	1	1,187654	1,177416	1,137600	1,097784	1,087546	1,087546	1,087546
RSD	1	123,124995	121,952376		112,571424	111,398805	111,398805	111,398805
RON	1		5,176028	4,976950	4,777872
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
AUD	1	1,855374	1,839334	1,782300	1,725266	1,709226	1,709226	1,709226
CAD	1	1,639976	1,627361	1,576900	1,526439	1,513824	1,513824	1,513824
CNY	1		8,626228	8,294450	7,962672
CZK	1	26,225850	25,851195	24,977000	24,102805	23,728150	23,728150	23,728150
DKK	1		7,696931	7,465500	7,234070
HKD	1		9,180964	8,827850	8,474736
HUF	1	431,738000	423,592000	407,300000	391,008000	382,862000	382,862000	382,862000
JPY	1	169,132880	167,835600	162,160000	156,484400	155,187120	155,187120	155,187120
PLN	1	4,574036	4,445792	4,274800	4,103808	3,975564	3,975564	3,975564

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
NOK
SGD
SEK
CHF	0,900693	0,900693
GBP	0,819945	0,819945
USD	1,087546	1,087546
RSD	111,398805	111,398805
RON
BAM	1,877597	1,877597
AUD	1,709226	1,709226
CAD	1,513824	1,513824
CNY
CZK	23,728150	23,728150
DKK
HKD
HUF	382,862000	382,862000
JPY	155,187120	155,187120
PLN	3,975564	3,975564

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists