IBAN - International Bank Account Number

IBAN is a unique international identifier of a client's bank account designated in accordance with international standards of the European Committee for Banking Standards ISO 13616. IBAN was introduced on 1 July 2003 by an agreement between the EU Member States and it is one of the basic requirements for automatic processing of payment orders in European union banks.
If IBAN is not specified on a payment order, foreign banks subsequently charge processing fees.
If you deliver a payment order electronically, IBAN is entered without blanks or spaces, and every four characters must be separated by one blank space on the payment order in paper form.
The Croatian IBAN is composed of 21 alphanumeric characters, and your IBAN in Zagrebačka banka is visible on your business account statement.

Since 1 June 2014, IBAN is obligatory in the national payment system
Pursuant to the Decision on the Opening of Transaction Accounts (official gazette "Narodne novine" 3/11 and 135/11) of 1 June 2014, Zagrebačka banka also receives national payment orders exclusively to the payee's account with the IBAN structure.
From this date, the Bank no longer receives orders without the IBAN of the payer and the payee.

We would like to draw your attention to the following:

• Payments to current accounts of natural persons
  In case of payments to current or giro accounts of natural persons in the Republic of Croatia, the IBAN of the payee, a natural person, must be entered in the field "Payee account number".
  If you pay salaries by individually approving accounts of natural persons, please fill in the part of the payment order relating to the payee in one of two ways:
  - in the field "IBAN" or "Payee account number"  enter the payee's current account number in IBAN format (21 characters) - in the field "Purpose code"  enter "SALA"
  or
  - in the field "IBAN" or "Payee account number" enter the payee's current account number in IBAN format (21 characters)
  - in the field "Model" enter "HR17"
  - in the field "Reference number" enter the payee's current account number  50.
  Thus, the inflow to the current account will be recorded as salary.

• Standby orders
  Since 2 April 2014, it is not possible to make a payment order if the order does not contain the payee's account number with the IBAN structure.