Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
SGD	1		1,555944	1,496100	1,436256
SEK	1		11,040640	10,616000	10,191360
CHF	1	0,954370	0,948896	0,912400	0,875904	0,870430	0,870430	0,870430
GBP	1	0,912530	0,907296	0,872400	0,837504	0,832270	0,832270	0,832270
USD	1	1,243725	1,231880	1,184500	1,137120	1,125275	1,125275	1,125275
RSD	1	123,264225	122,090280		112,698720	111,524775	111,524775	111,524775
RON	1		5,298020	5,094250	4,890480
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,511655	4,385160	4,216500	4,047840	3,921345	3,921345	3,921345
AUD	1	1,751841	1,741792	1,674800	1,607808	1,597759	1,597759	1,597759
CAD	1	1,689138	1,681056	1,616400	1,551744	1,543662	1,543662	1,543662
CNY	1		8,501896	8,174900	7,847904
CZK	1	25,590080	25,226240	24,256000	23,285760	22,921920	22,921920	22,921920
DKK	1		7,770256	7,471400	7,172544
HKD	1		9,610068	9,240450	8,870832
HUF	1	400,923800	393,359200	378,230000	363,100800	355,536200	355,536200	355,536200
JPY	1	190,725520	189,269600	181,990000	174,710400	173,254480	173,254480	173,254480
NOK	1		11,677640	11,228500	10,779360

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
SGD
SEK
CHF	0,870430	0,870430
GBP	0,832270	0,832270
USD	1,125275	1,125275
RSD	111,524775	111,524775
RON
BAM	1,867818	1,867818
PLN	3,921345	3,921345
AUD	1,597759	1,597759
CAD	1,543662	1,543662
CNY
CZK	22,921920	22,921920
DKK
HKD
HUF	355,536200	355,536200
JPY	173,254480	173,254480
NOK

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists