Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CZK	1	25,506735	25,144080	24,177000	23,209920	22,847265	22,847265	22,847265
DKK	1		7,768176	7,469400	7,170624
HKD	1		9,498528	9,133200	8,767872
HUF	1	406,594800	398,923200	383,580000	368,236800	360,565200	360,565200	360,565200
JPY	1	192,769120	191,297600	183,940000	176,582400	175,110880	175,110880	175,110880
NOK	1		12,270440	11,798500	11,326560
SGD	1		1,568424	1,508100	1,447776
SEK	1		11,240840	10,808500	10,376160
CHF	1	0,972362	0,966784	0,929600	0,892416	0,886838	0,886838	0,886838
GBP	1	0,912007	0,906776	0,871900	0,837024	0,831793	0,831793	0,831793
USD	1	1,230705	1,218984	1,172100	1,125216	1,113495	1,113495	1,113495
RSD	1	123,115020	121,942496		112,562304	111,389780	111,389780	111,389780
RON	1		5,292768	5,089200	4,885632
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,831337	1,820832	1,750800	1,680768	1,670263	1,670263	1,670263
CAD	1	1,682137	1,674088	1,609700	1,545312	1,537264	1,537264	1,537264
CNY	1		8,525608	8,197700	7,869792
PLN	1	4,507161	4,380792	4,212300	4,043808	3,917439	3,917439	3,917439

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
CZK	22,847265	22,847265
DKK
HKD
HUF	360,565200	360,565200
JPY	175,110880	175,110880
NOK
SGD
SEK
CHF	0,886838	0,886838
GBP	0,831793	0,831793
USD	1,113495	1,113495
RSD	111,389780	111,389780
RON
BAM	1,867818	1,867818
AUD	1,670263	1,670263
CAD	1,537264	1,537264
CNY
PLN	3,917439	3,917439

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists