Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CAD	1	1,479608	1,465381	1,422700	1,380019	1,365792	1,365792	1,365792
CZK	1	25,555950	25,190865	24,339000	23,487135	23,122050	23,122050	23,122050
DKK	1	7,762841	7,688270	7,457100	7,225930	7,151359	7,151359	7,151359
HUF	1	412,870000	405,080000	389,500000	373,920000	366,130000	366,130000	366,130000
JPY	1	164,898300	163,633500	158,100000	152,566500	151,301700	151,301700	151,301700
NOK	1	11,714894	11,602359	11,253500	10,904642	10,792107	10,792107	10,792107
AUD	1	1,700890	1,682917	1,633900	1,584883	1,566910	1,566910	1,566910
USD	1	1,107073	1,096479	1,059400	1,022321	1,011727	1,011727	1,011727
RSD	1	123,015900	121,844320		112,471680	111,300100	111,300100	111,300100
BAM	1	2,034063	2,014505	1,955830	1,897155	1,877597	1,877597	1,877597
PLN	1	4,905998	4,813432	4,628300	4,443168	4,350602	4,350602	4,350602
SEK	1	12,005333	11,890008	11,532500	11,174993	11,059668	11,059668	11,059668
CHF	1	1,005576	0,995907	0,966900	0,937893	0,928224	0,928224	0,928224
GBP	1	0,899163	0,890517	0,864580	0,838643	0,829997	0,829997	0,829997

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
CAD	1,365792	1,365792
CZK	23,122050	23,122050
DKK	7,151359	7,151359
HUF	366,130000	366,130000
JPY	151,301700	151,301700
NOK	10,792107	10,792107
AUD	1,566910	1,566910
USD	1,011727	1,011727
RSD	111,300100	111,300100
BAM	1,877597	1,877597
PLN	4,350602	4,350602
SEK	11,059668	11,059668
CHF	0,928224	0,928224
GBP	0,829997	0,829997

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists