Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CAD	1	1,670328	1,662336	1,598400	1,534464	1,526472	1,526472	1,526472
CNY	1		7,843472	7,541800	7,240128
CZK	1	25,815850	25,448800	24,470000	23,491200	23,124150	23,124150	23,124150
DKK	1		7,772544	7,473600	7,174656
HKD	1		9,178156	8,825150	8,472144
HUF	1	391,330800	383,947200	369,180000	354,412800	347,029200	347,029200	347,029200
JPY	1	185,485520	184,069600	176,990000	169,910400	168,494480	168,494480	168,494480
NOK	1		11,264760	10,831500	10,398240
SGD	1		1,495468	1,437950	1,380432
SEK	1		11,741600	11,290000	10,838400
CHF	1	0,970583	0,965016	0,927900	0,890784	0,885217	0,885217	0,885217
GBP	1	0,889445	0,884343	0,850330	0,816317	0,811215	0,811215	0,811215
USD	1	1,178625	1,167400	1,122500	1,077600	1,066375	1,066375	1,066375
RSD	1	123,326648	122,152108		112,755792	111,581253	111,581253	111,581253
RON	1		5,568108	5,353950	5,139792
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,683925	4,552600	4,377500	4,202400	4,071075	4,071075	4,071075
AUD	1	1,692010	1,682304	1,617600	1,552896	1,543190	1,543190	1,543190

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
CAD	1,526472
CNY
CZK	23,124150
DKK
HKD
HUF	347,029200
JPY	168,494480
NOK
SGD
SEK
CHF	0,885217
GBP	0,811215
USD	1,066375
RSD	111,581253
RON
BAM	1,867818
PLN	4,071075
AUD	1,543190

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists