Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,896631	0,891488	0,857200	0,822912	0,817769	0,817769	0,817769
USD	1	1,202040	1,190592	1,144800	1,099008	1,087560	1,087560	1,087560
RSD	1	123,212565	122,039112		112,651488	111,478035	111,478035	111,478035
RON	1		5,444244	5,234850	5,025456
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,725900	1,716000	1,650000	1,584000	1,574100	1,574100	1,574100
CAD	1	1,698961	1,690832	1,625800	1,560768	1,552639	1,552639	1,552639
CNY	1		8,070712	7,760300	7,449888
CZK	1	25,524670	25,161760	24,194000	23,226240	22,863330	22,863330	22,863330
DKK	1		7,773584	7,474600	7,175616
HKD	1		9,334936	8,975900	8,616864
HUF	1	374,286000	367,224000	353,100000	338,976000	331,914000	331,914000	331,914000
JPY	1	193,335040	191,859200	184,480000	177,100800	175,624960	175,624960	175,624960
NOK	1		11,719760	11,269000	10,818240
SGD	1		1,536496	1,477400	1,418304
SEK	1		11,472760	11,031500	10,590240
CHF	1	0,961274	0,955760	0,919000	0,882240	0,876726	0,876726	0,876726
PLN	1	4,584736	4,456192	4,284800	4,113408	3,984864	3,984864	3,984864

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
GBP	0,817769
USD	1,087560
RSD	111,478035
RON
BAM	1,867818
AUD	1,574100
CAD	1,552639
CNY
CZK	22,863330
DKK
HKD
HUF	331,914000
JPY	175,624960
NOK
SGD
SEK
CHF	0,876726
PLN	3,984864

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists