Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,879156	0,870710	0,844530	0,818350	0,809904	0,809904	0,809904
USD	1	1,075111	1,065843	1,029800	0,993757	0,984489	0,984489	0,984489
RSD	1	122,919825	121,749160		112,383840	111,213175	111,213175	111,213175
RON	1		5,175976	4,976900	4,777824
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,556595	4,428840	4,258500	4,088160	3,960405	3,960405	3,960405
AUD	1	1,732849	1,717867	1,664600	1,611333	1,596351	1,596351	1,596351
CAD	1	1,545856	1,533965	1,486400	1,438835	1,426944	1,426944	1,426944
CNY	1		7,830732	7,529550	7,228368
CZK	1	26,528250	26,149275	25,265000	24,380725	24,001750	24,001750	24,001750
DKK	1		7,692085	7,460800	7,229515
HKD	1		8,320364	8,000350	7,680336
HUF	1	437,409000	429,156000	412,650000	396,144000	387,891000	387,891000	387,891000
JPY	1	167,119890	165,838050	160,230000	154,621950	153,340110	153,340110	153,340110
NOK	1		12,123529	11,759000	11,394471
SGD	1		1,463280	1,407000	1,350720
SEK	1		11,862686	11,506000	11,149314
CHF	1	0,977915	0,968521	0,939400	0,910279	0,900885	0,900885	0,900885

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
GBP	0,809904	0,809904
USD	0,984489	0,984489
RSD	111,213175	111,213175
RON
BAM	1,877597	1,877597
PLN	3,960405	3,960405
AUD	1,596351	1,596351
CAD	1,426944	1,426944
CNY
CZK	24,001750	24,001750
DKK
HKD
HUF	387,891000	387,891000
JPY	153,340110	153,340110
NOK
SGD
SEK
CHF	0,900885	0,900885

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists