Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
SEK	1		12,037028	11,675100	11,313172
CHF	1	1,020180	1,010380	0,980000	0,949620	0,939820	0,939820	0,939820
GBP	1	0,893594	0,885010	0,858400	0,831790	0,823206	0,823206	0,823206
USD	1	1,130861	1,121112	1,083200	1,045288	1,035539	1,035539	1,035539
RSD	1	122,977628	121,806412		112,436688	111,265473	111,265473	111,265473
RON	1		5,174364	4,975350	4,776336
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,567830	4,439760	4,269000	4,098240	3,970170	3,970170	3,970170
AUD	1	1,697663	1,682986	1,630800	1,578614	1,563937	1,563937	1,563937
CAD	1	1,535352	1,523542	1,476300	1,429058	1,417248	1,417248	1,417248
CNY	1		8,157604	7,843850	7,530096
CZK	1	26,004300	25,632810	24,766000	23,899190	23,527700	23,527700	23,527700
DKK	1		7,693013	7,461700	7,230387
HKD	1		8,821696	8,482400	8,143104
HUF	1	409,160000	401,440000	386,000000	370,560000	362,840000	362,840000	362,840000
JPY	1	175,672490	174,325050	168,430000	162,534950	161,187510	161,187510	161,187510
NOK	1		12,010119	11,649000	11,287881
SGD	1		1,521572	1,463050	1,404528

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
SEK
CHF	0,939820	0,939820
GBP	0,823206	0,823206
USD	1,035539	1,035539
RSD	111,265473	111,265473
RON
BAM	1,877597	1,877597
PLN	3,970170	3,970170
AUD	1,563937	1,563937
CAD	1,417248	1,417248
CNY
CZK	23,527700	23,527700
DKK
HKD
HUF	362,840000	362,840000
JPY	161,187510	161,187510
NOK
SGD

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists