Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
AUD	1	1,754247	1,744184	1,677100	1,610016	1,599953	1,599953	1,599953
CAD	1	1,675135	1,667120	1,603000	1,538880	1,530865	1,530865	1,530865
CNY	1		8,263060	7,945250	7,627440
CZK	1	25,889700	25,521600	24,540000	23,558400	23,190300	23,190300	23,190300
DKK	1		7,771088	7,472200	7,173312
HKD	1		9,390368	9,029200	8,668032
HUF	1	406,965800	399,287200	383,930000	368,572800	360,894200	360,894200	360,894200
JPY	1	192,769120	191,297600	183,940000	176,582400	175,110880	175,110880	175,110880
NOK	1		11,677640	11,228500	10,779360
SGD	1		1,542268	1,482950	1,423632
SEK	1		11,385920	10,948000	10,510080
CHF	1	0,963680	0,958152	0,921300	0,884448	0,878920	0,878920	0,878920
GBP	1	0,912666	0,907431	0,872530	0,837629	0,832394	0,832394	0,832394
USD	1	1,210125	1,198600	1,152500	1,106400	1,094875	1,094875	1,094875
RSD	1	123,228473	122,054868		112,666032	111,492428	111,492428	111,492428
RON	1		5,302648	5,098700	4,894752
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,585485	4,456920	4,285500	4,114080	3,985515	3,985515	3,985515

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
AUD	1,599953	1,599953
CAD	1,530865	1,530865
CNY
CZK	23,190300	23,190300
DKK
HKD
HUF	360,894200	360,894200
JPY	175,110880	175,110880
NOK
SGD
SEK
CHF	0,878920	0,878920
GBP	0,832394	0,832394
USD	1,094875	1,094875
RSD	111,492428	111,492428
RON
BAM	1,867818	1,867818
PLN	3,985515	3,985515

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists