Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,867309	0,858978	0,833150	0,807322	0,798991	0,798991	0,798991
USD	1	1,133053	1,123286	1,085300	1,047315	1,037547	1,037547	1,037547
RSD	1	122,902553	121,732052		112,368048	111,197548	111,197548	111,197548
RON	1		5,172388	4,973450	4,774512
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,619725	4,490200	4,317500	4,144800	4,015275	4,015275	4,015275
AUD	1	1,689543	1,674936	1,623000	1,571064	1,556457	1,556457	1,556457
CAD	1	1,559792	1,547794	1,499800	1,451806	1,439808	1,439808	1,439808
CNY	1		8,028384	7,719600	7,410816
CZK	1	26,531400	26,152380	25,268000	24,383620	24,004600	24,004600	24,004600
DKK	1		7,689920	7,458700	7,227480
HKD	1		8,773180	8,435750	8,098320
HUF	1	425,696000	417,664000	401,600000	385,536000	377,504000	377,504000	377,504000
JPY	1	169,789970	168,487650	162,790000	157,092350	155,790030	155,790030	155,790030
NOK	1		12,204978	11,838000	11,471022
SGD	1		1,481272	1,424300	1,367328
SEK	1		11,781753	11,427500	11,073248
CHF	1	0,976458	0,967078	0,938000	0,908922	0,899542	0,899542	0,899542

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
GBP	0,798991	0,798991
USD	1,037547	1,037547
RSD	111,197548	111,197548
RON
BAM	1,877597	1,877597
PLN	4,015275	4,015275
AUD	1,556457	1,556457
CAD	1,439808	1,439808
CNY
CZK	24,004600	24,004600
DKK
HKD
HUF	377,504000	377,504000
JPY	155,790030	155,790030
NOK
SGD
SEK
CHF	0,899542	0,899542

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists