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ZABA Smart Invest is a free investment advisory service through which the Bank provides you with a recommendation on how to distribute your financial assets according to your personal goals and wishes, and the investment risk appetite.
As part of the service, the Bank carries out a periodic assessment of the suitability of the given recommendations at least once a year to check whether your total savings and investment portfolio is appropriate for your risk appetite.
Investment advisory service
ZABA Smart Invest
Reach your goal with our investment advisory service
Answer a few questions and tell us what is important to you; how much do you want to invest and for how long.
Based on that, the Bank will make a custom recommendation investment advice for you! Currently, this is free of charge!
In addition to investment advice, you will learn about your risk profile and acceptable investment risk.
Based on the received investment advice, the Bank will at least once a year make assessment of the suitability of your total savings and investment portfolio in relation to your risk appetite.
A journey of a thousand miles begins with a single step
You can reach big goals with small regular monthly payments. The sooner you start, the better.
Plan ahead - make your investment plan!
Based on the received investment advice, the Bank will at least once a year make assessment of the suitability of your total savings and investment portfolio in relation to your risk appetite.
You already have some savings?
We will listen to your wishes and recommend how to divide your assets.
We will also actively support you in managing your personal finances.
How to start investing?
1
How much do I want to invest?
Whether you have savings or you want to invest a part of your salary, think ahead and define the investment amount depending on your goal.
2
For how long?
Define how long you want to invest to reach your goal. For example, your goal may be educating your children / grandchildren, journey of a lifetime, a car, a trip to the World Cup, savings for contingencies, etc.
3
How will I accomplish that?
It’s quick and simple! Arrange a meeting in the nearest branch and we will create custom investment advice based on your wishes.
The ZABA Smart Invest investment advisory service is intended for all those who want to learn and receive advice on how to manage their financial assets.
We will provide you with a personal recommendation on how to distribute your financial assets into investment products such as savings accounts, units in investment funds managed by ZB Invest.
No, the investment advice is a personal recommendation which the Bank gives you on the basis of your investment risk tolerance, the expected duration of investment, and your investment goals.
The appropriateness assessment is an assessment of your knowledge and experience in the field of investment. If there are certain investment products that you are not sufficiently familiar with, our certified bankers will provide you with detailed product information and explain the related risks in order to ensure that you are able to make an informed decision.
The purpose of the suitability assessment is to determine, besides your knowledge and experience in the field of investment, also your risk appetite and whether the features of the investment products covered by the investment advisory service are suitable considering your needs and goals, and to what extent.