Standard Protekt was created in collaboration with Allianz insurance to protect your standard of living as well as the standard of living of your family in case of contingencies.
If an insured event occurs, money is paid directly to you.
In addition to the basic coverage in case of accidental death (traffic accidents included) and bone fractures, you can choose the following coverage types based on your needs:
monthly allowances in case of a long-term sick leave
monthly allowances in case of termination of employment
insurance against loss or theft of documents and credit cards
personal liability insurance (damage and injury insurance you, your children or pets might cause inadvertently to third parties)
Benefits
You can choose your insurance coverage.
Quick and simple insurance at an affordable price.
Terms and conditions
Standard Protekt can be arranged by persons between the ages of 18 and 82, except for long-term sick leave and termination of employment coverage which can be arranged only by persons up to 59 years of age. Coverage lasts up to 84 years of age.
Required documents
Identification document (ID card or passport)
Prices
In addition to the basic coverage, at least one supplementary coverage should be selected.
Basic coverage:
INSURANCE COVERAGE
MONTHLY PREMIUM IN HRK
SUM INSURED IN HRK
18-59
60-84
Accidental death
20
80,000
40,000
Death caused by
a traffic accident*
80,000
40,000
Bone fracture
1,000
500
Supplementary coverage:
INSURANCE COVERAGE
MONTHLY PREMIUM IN HRK
SUM INSURED IN HRK
18-59
60-84
Long-term sick leave
25
2,500
2,000
Termination
of employment
25
2,000
2,000
Personal liability
10
100,000
100,000
Loss or theft of
documents and
credit cards
10
depends on
insurance case
* In the event of death caused by a traffic accident, both insured amount for accidental death and insured amount for death caused by a traffic accident are paid!
The compensation for long-term sick leave is paid in the event of a sick leave lasting longer than 45 days. It can be paid in max. six monthly compensations per event. The compensation for termination of employment is paid in the event of unemployment which is longer than 60 days, in case of termination of employment due to business reasons. A maximum of three monthly compensations can be paid per event.
Arrangement
Where can I arrange Standard Protekt?
You can arrange Standard Protekt in any branch of Zagrebačka banka.
Who can arrange Standard Protekt ?
Standard Protekt can be arranged by all persons from 18 to 82 years of age, except for long-term sick leave and termination of employment coverage which can be arranged only by persons up to 59 years of age.
What if I have multiple fractures at once? Would the insurance pay me for every fracture?
The sum insured for bone fractures is the amount per individual accident, regardless of the number of fractures a person has. If multiple fractures are caused by a single accident, the insurance company will pay the arranged insured amount without increasing the compensation because the policyholder suffered multiple fractures at once.
I am a sole proprietor. Can I get insurance against the risk of sick leave or termination of employment?
No, insurance packages which cover the risk of long-term sick leave and/or termination of employment can be arranged only by persons who do not receive income by performing independent services, such as sole proprietorship services, independent professions (e.g. lawyers, notaries public, veterinarians, auditors, scientists, artists, etc., who do not have the status of a person employed based on a permanent or non-permanent employment contract) and services in agriculture and forestry.
I am a professional athlete. Can I arrange an insurance policy?
As a professional athlete, you can arrange Standard Protekt, but the policy will not cover accidents that occur in professional sports.
Activation
What is a waiting period and to which coverage is it applied?
A waiting period or a grace period is the period at the beginning of insurance during which the insurer does not have to pay compensation. A waiting period of 180 days is arranged for coverage of the risk of long-term sick leave or for coverage of the risk of termination of employment.
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Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.
Kolačići koji se koriste:
JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama
PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies
PD_SESSION-ID - jdinstveni Unique server session security cookie
PWSESSIONID – kolačić sesije poslužitelja
Parent_alive - kolačić sesije poslužitelja
Gtm_tracking - čuva korisnikov pristanak na praćenje
Option_set – čuva vrijednost za pokazivanje cookie bara
Zaba_performance- čuva posjetiteljev pristanak za bolje performance
Performansni kolačići
Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.
Kolačići koji se koriste:
ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba
ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi
Marketinški kolačići
Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.
Kolačići koji se koriste:
1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr
CONSENT - postavke kolačića - google.com
DV - Google ad personalizacija - google.com
NID - Google ad personalizacija - google.com
IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick
ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća
gid - koristi se za razlikovanje korisnika jednog od drugog.
Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.
uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.
Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.
Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa
Uid - jedinstveni identifikator
cid - Cookie id (legacy) – jedinstveni identifikator
Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing
HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima
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