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You’ve got twenty minutes until the deal expires. With a Zaba credit card, you don’t miss out. Pay now and spread the cost into interest-free instalments - fly worry-free.
- Up to 36 interest-free instalments at more than 25,000 partner locations.
Zaba Mastercard Credit Cards
Payments that adapt to your life
Some things don’t wait for the perfect moment. Sometimes it’s a trip you’ve been planning for a long time. Sometimes it’s an unexpected expense in the middle of the week. Sometimes it’s just a coffee you pay for on the go.
With Zaba Mastercard credit cards, each of these moments becomes easier.
Zaba Mastercard Credit Cards
Your smart choice!
Platinum Mastercard Credit Card
Free access to selected airport lounges worldwide, interest-free instalments and a limit adapted to your needs. A card that recognises your lifestyle - and keeps up with it.
- Airport lounge access with boarding pass
- MultiPlusCard rewards
- Spending tracking in m-zaba and e-zaba
- Additional cards available for authorised users
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Student Mastercard Credit Card
Your first card in your own name. Pay for books, coffee or a bus ticket - and learn to manage money without pressure. Your financial independence starts here.
- Customised credit limit and conditions for students without permanent income
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go!card Mastercard Revolving Credit Card
Income comes in waves, but expenses don’t wait. go!card gives you the freedom to decide how much and when you repay - at your own pace.
- Flexible revolving repayment - you choose the amount you pay back each month
* Representative example: With a fixed annual interest rate of 6.79%, an agreed repayment period of 36 instalments and no credit processing fee, the effective annual interest rate for an approved revolving credit amount of EUR 700 is 7.02%. The monthly instalment ranges from EUR 19.55 to EUR 23.48, and the total amount payable is EUR 773.37.
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Secure contactless payments
One purchase moment, three seconds to pay.
Imagine this: you’re standing at the checkout in Zagreb, Berlin or Tokyo. What happens next is the same anywhere in the world.
- No wallet, no hassle.
- Just tap your phone or watch.
- Apple Pay, Google Pay or Garmin Pay - your digital wallet for fast payments
Subsequent instalment payments
A big expense? Split it - immediately or later.
At specially marked locations in Croatia, you can pay in up to 36 instalments with no interest and no fees - directly at the point of purchase.
And if you make a purchase of between EUR 26 and EUR 535 and change your mind afterwards, you can split it into instalments in m-zaba - without visiting a branch, without waiting for approval.
- Subsequent instalment payment in 2-3 instalments*
* A fee of EUR 1.32 per instalment applies. No interest is charged.
Zaba Mastercard benefits
Some savings may not seem big - until they add up.
Every month, new campaigns and discounts with Zaba partners are waiting for you, especially where you shop and spend the most.
- You simply live your day - the benefits work for you.
Digital credit card contracting
When you want the card immediately - arrange it in just a few minutes.
On a break, in a café, or at home on your couch... Open m-zaba, choose the credit card you want, and you’re done.
- No paperwork.
- No waiting.
- No branch visit.
One card - different life situations
Discounts, promotions, retail and restaurant benefits, Zaba Airport Lounge programme. Your credit card becomes a gateway to a world of small but meaningful privileges.
Deposit, keys, a new washing machine - all in the same week. Instead of borrowing euros from family, you pay with your Zaba credit card and later split the transaction into two or three instalments for amounts from EUR 26 up to EUR 535 - instantly, without calling the Bank.
- Subsequent instalment splitting - a fee of EUR 1.32 per instalment applies, no interest charged
Accommodation in a new city, books, a bus ticket - all at once. The Student card gives you financial independence so you can focus on the experience, not the stress about money.
- Mastercard Student Card
Life doesn’t stop between projects. Rent, utilities, equipment - you pay calmly, knowing you have a safety cushion, not a debt spiral. The revolving option is there when you need flexibility.
- go!card revolving card*
Life doesn’t stop. Why should your opportunities?
Your needs will stay the same. The difference is how easy it is to respond to them.