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Use the Garmin Connect app on your iOS or Android mobile device to activate Garmin Pay.
Garmin Pay™
No wallet, no cash, pay with your watch!
Garmin device is already an important part of your daily life, and with Garmin Pay solution for contactless payments, you will use it more than ever.
Whether you want to get some coffee after your morning run or do a quick purchase at a nearby store, Garmin Pay allows you to quickly and easily pay with your watch. You don’t have your wallet? No cash on you? No problem! Pay simply by putting your Garmin watch near the card reader!
It's a faster, safer and easier way to pay, ideal for people who are always on the move.
Where can you use Garmin Pay?
At almost all stores that accept contactless one-off payments. Just put your Garmin watch near the card reader and payment is done in an instant.
Quick and easy to use!
You can easily access Garmin Pay in just a few taps on your compatible Garmin watch. Enter your password, select a Zagrebačka banka card from your virtual wallet, then put your wrist next to the card reader and that's it.
The payment process is similar to conventional plastic cards. In the watch menu, select Wallet, enter the PIN if necessary, and put the watch near a POS device.
Cards you can use for payments:
• Debit card for a current account in euro
• Debit card for a giro account in euro
• Debit card for a multi-currency account
• Individual Mastercard credit cards (Standard, Student,Gold and Platinum)
• go!card Mastercard credit card
• Business Mastercard debit card of the transaction account of business entities
• Visa Business card with deferred payment
• Business Mastercard
• go! business Mastercard credit card
You can find the current General Terms and Conditions of Zagrebačka banka here.
Frequently asked questions
You can find devices that support this option at the following link.
There are no fees for Garmin Pay service. The card added to Garmin Pay has the same limits as the physical card. The user can pay daily with the application as much as they can pay with the physical card.
Deactivate the Garmin Pay service on your Garmin Connect mobile phone app and call the Bank to block the card. By removing the watch from the hand, the Wallet gets locked and the PIN must be re-entered in order for the function to be activated.
For help and support, the telephone number 01 3789 888 is available to you 24/7.
The cardholder has to inform the Bank without delay about the theft, loss or misuse of the electronic device on which the digital wallet application with the registered virtual card is installed. This goes also for the discovery or suspicion that an unauthorized person has learned the password or pattern that unlocks the device screen, or if an unauthorized person has had access to the digital wallet or the electronic device with the digital wallet application installed.
For the first payment of the day, you will need to enter the PIN you set when adding the card to the Garmin Connect application; in the next 24 hours while the watch is on hand, you no longer need to enter the PIN. If you take the watch off your wrist, you will need to re-enter your PIN the next time you make a payment. In the event of several consecutive incorrect PIN entries, the Garmin Pay service will be deactivated.