Which type of loan and how much money can I get?

_{IMPORTANT! Issuing an informative offer confirms that on the day of issue, the client meets the prerequisites for submitting an application for a housing loan at Zagrebačka banka. The approval of a housing loan based on the issued offer can only be realized with the mutual consent of Zagrebačka banka d.d. and the loan applicant, if the loan applicant completes the submitted loan application with the necessary documentation and loan repayment instruments in accordance with the lending conditions of Zagrebačka banka d.d. valid at the time of loan approval.}

_{Representative example of a housing loan with a mortgage on real estate: For a loan in the amount of EUR 100,000, with a combined interest rate (fixed for seven years at 2.79% per year, and thereafter variable at 2.79% per year, consisting of: 0.64% (fixed part of the interest rate) + 6M EURIBOR (variable part of the interest rate valid on 02.02.2026 is 2.154%), repayment period of 30 years (360 monthly annuities), repayment in annuities including the of real estate fire insurance premium and the loan user insurance policy against the consequences of an accident and maintaining a current account for one month, the effective interest rate is 3.10%. The monthly annuity for seven years is EUR 410.37, thereafter it is EUR 410.37, and the total amount that the client needs to pay is EUR 152,925.32.}

_{Representative example of a housing loan with a mortgage on real estate: For a loan in the amount of EUR 100,000, a fixed interest rate of 3,29% for the entire loan repayment period, a repayment period of 30 years (360 monthly annuities), repayment in annuities including the costs of real estate fire insurance premium and the loan user insurance policy against the consequences of an accident and maintaining a current account for one month, the effective interest rate is 3,61%. The monthly annuity is EUR 437,41. The total amount that the client needs to pay is EUR 162.714,90.}

_{Representative example: With a fixed interest rate of 4.99% per year, repayment term 84 months, repayment in annuities with included fee for maintaining a current account in euros for one month and with loan repayment insurance (CPI), without loan processing fee, the effective interest rate (EIR) for a loan of EUR 10,000 is 6.45%. The monthly annuity is EUR 141.30, and the total amount that the client needs to pay is EUR 12,331.53.}