Zagrebačka banka and the Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO) have concluded a Financing Agreement for Issuing Individual Guarantees Funded from the European Structural and Investment Funds based on which HAMAG-BICRO will approve investment loan guarantees (up to 80% of unpaid loan principal up to EUR 2 million, guarantee term up to 10 years) and working capital loan guarantees (up to 65% of unpaid loan principal up to EUR 1 million, guarantee term up to 5 years).
Zagrebačka banka will approve lower interest rates than the standard interest rates for loan users, and HAMAG-BICRO will additionally subsidize interest (50% of the total amount of interest) for investment loans with a minimum repayment period of 5 years for loan users of certain activities.
For more detailed information about ESIF’s Individual Guarantees, please contact your banker/Relationship Manager or visit one of our business centres.
This document was prepared with the support of the European Union. The views set out in this document do not reflect the official opinion of the European Union.
Zagrebačka banka participates in the implementation of a financial instrument co-financed by the European Regional Development Fund as part of the Competitiveness and Cohesion Operational Programme.