Working capital, which is continuously used in the business cycle, can also be financed via a long-term loan - a loan for the financing of permanent working capital.

It is used by payment to the borrower's account in the amount of up to 10% of the approved loan amount, while the remaining amount is used to pay existing short-term liabilities of the borrower.

The repayment period is up to 5 years, with the possibility of using a grace period of up to 12 months.

Take the first step now and send us your inquiry. We will contact you shortly  to make an appointment in selected business center.

For loans secured by immovable property collateral (real estate), it must be adequately valued by an appraiser authorized to conduct appraisals in accordance with the positive regulations of Republic of Croatia. The final market value appraisal report must contain at least the elements specified in the document Important elements of the real estate appraisal (listed in the documentation attached to this product).


  1. Longer repayment periods
  2. it is not necessary to make an investment elaborate for loan approval
  3. users of the Partner account package model - 30% fee discount

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. We suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

Name of the Company *

Company's OIB *

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