Transaction account enables you to perform of cash and non-cash payment transactions in kuna and other currencies. You have at your disposal various services based on cutting-edge technological solutions enabling you to carry out your financial operations without time and space limits, quickly, in a simple and safe manner.
Your entrepreneurial banker an expert person in charge of your business with the Bank
A wide range of products and services in a package or individually
A wide network of branches, ATMs and other self-service devices, 24/7
Terms
A transaction account can be opened by any business entity (legal persons and natural persons performing an economic activity or a freelancing activity).
Opening of a transaction account requires submission of the prescribed status documents and filling out of the Banks forms (please contact our enterprenurial centres).
Required documents
The original documents or a photocopy certified by a notary public should be submitted. The original or notarized copy may not be older than 3 months. LEGAL ENTITIES - COMPANIES (d.o.o., j.d.o.o.) / ASSOCIATIONS / SOLE TRADERS
court register certificate, or the competent entity registration if registration in a register is stipulated by law, or
an act of incorporation from a competent body if the business entity is not registered in a court register and is not established by law, or
transcript from the relevant law or another piece of legislation if the business entity was established by law or another piece of legislation
notification of classification as per the National Classification of Economic Activities from the Central Bureau of Statistics
OIB certificate if OIB is not specified in registration documents
OIB certificate and photocopies of identification documents of authorized persons representing the client
SOLE PROPRIETORS
decision on registration in the trade register
trade licence or privilege certificate
OIB certificate and photocopy of identification document of the sole proprietorship owner
notorized partnership agreement (in the case of joint proprietorship)
FREELANCERS
decision on registration in the competent bodys register of activities
OIB certificate and a photocopy of identification document of the Account holder
FARMERS
decision on registration in the Farm registry
certificate on the award of the farmer's registration number
OIB certificate and a photocopy of identification document of the Account holder
Prices
Opening of transaction account
HRK 50 one-time / HRK 0.00 in a package
Maintenance of transaction account
HRK 30 per month / HRK 0.00 in a package
Delivery of statement on account activity and balance via e-zaba and m-zaba
HRK 0.08 per item
e-zaba
HRK 30 per month per end user (authorised person) / HRK 0.00 in a package
Internal transfer order (payment into accounts within the Bank)
submitted via e-zaba HRK 1.50 per order
Arrangement
How can I open a transaction account with the Bank?
To open a transaction account, you need to submit required documents and fill out the Bank’s forms.
A transaction account can be opened by any business entity (legal persons and natural persons performing an economic activity or a freelancing activity).
Who signs the agreement on opening and maintenance of the transaction account?
The Agreement on opening and maintenance of the transaction account and effecting payment services is signed by an authorized person of the Bank and a person who is authorized to represent the client – for the business entity that the Bank identifies when opening the account.
Use
How can I receive information about the account balance and activity?
You can receive information about the account balance and activity by means of the account statement. You can receive statements:
You can send statements to a foreign bank of your choice (SWIFT message MT940). Besides via the statement, information about the transaction account balance and activity is available at any moment via m-zaba or Zabafon.
How can I as a SME get a solvency statement (SOL-2 form)?
You can get a solvency statement (SOL-2 form) via e-zaba, from your SME Banker or in any branch of the Bank. START package users can get a solvency statement in any branch free of charge once a year.
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Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.
Kolačići koji se koriste:
JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama
PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies
PD_SESSION-ID - jdinstveni Unique server session security cookie
PWSESSIONID – kolačić sesije poslužitelja
Parent_alive - kolačić sesije poslužitelja
Gtm_tracking - čuva korisnikov pristanak na praćenje
Option_set – čuva vrijednost za pokazivanje cookie bara
Zaba_performance- čuva posjetiteljev pristanak za bolje performance
Performansni kolačići
Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.
Kolačići koji se koriste:
ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba
ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi
Marketinški kolačići
Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.
Kolačići koji se koriste:
1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr
CONSENT - postavke kolačića - google.com
DV - Google ad personalizacija - google.com
NID - Google ad personalizacija - google.com
IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick
ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća
gid - koristi se za razlikovanje korisnika jednog od drugog.
Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.
uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.
Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.
Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa
Uid - jedinstveni identifikator
cid - Cookie id (legacy) – jedinstveni identifikator
Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing
HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima