Governance

Members of the Management and Supervisory Boards of Zaba

Romeo Collina

CHAIRMAN OF THE MANAGEMENT BOARD
EDUCATION:
Economics degree at “La Sapienza” University in Rome, Italy

He started his career in 1981 at Banca di Roma, a predecessor bank of UniCredit.

He worked in various management positions at overseas branches of Banca di Roma in the United States (1989-2000) and in the United Kingdom (2000-2004).

Then he was Head of the International Department and Foreign Network at Banca di Roma (2004-2008).

At UniCredit Bank Austria, he worked in management positions within CEE Retail Department (2008-2010).

From 2010 to 2014, he was firstly Deputy CEO and then CEO at ATF Bank, UniCredit Legal Entity in Kazakhstan.

In 2015, he was Management Board member acting also in capacity as Deputy CEO at Zagrebacka banka.

From 2016 till February 2019, he was Chief Operating Officer and Deputy Chairman of the Management Board at UniCredit Bank Austria.

From March 2019 till January 2020, he acted as Global Coordinator of specific projects within Team 23 strategic plan.

Since 13th March 2020, he has been Chairman of the Management Board at Zagrebacka banka.

Dalibor Ćubela

MEMBER OF THE MANAGEMENT BOARD AND GENERAL MANAGER
Dalibor Ćubela EDUCATION:
Graduated from the Faculty of Economics, University of Mostar

He started his professional career at Zagrebačka banka BH Mostar in 2001 as Head of Marketing.

While working at UniCredit Group, he has acquired expertise in the areas of commercial support for Corporate banking products, medium-sized businesses and risk management.

In 2009, he served as Member of the Management Board and Chief Risk Officer at UniCredit Bank Mostar.

In 2013, he was appointed as Chairman of the Management Board at UniCredit Bank Banja Luka until 2016 when he took up the function of Chairman of the Management Board at UniCredit Bank Mostar.

Since 14th February 2020 he has been a member of the Management Board and General Manager at Zagrebačka banka.

Lorenzo Ramajola

MEMBER OF THE MANAGEMENT BOARD
Lorenzo Ramajola EDUCATION:
Holds a degree in Economics from the Carlo Cattaneo University (LIUC) in Italy

He joined UniCredit in 2004.

He continued his career at the Group working for ATF Bank in Kazakhstan between 2008 and 2013 as the Managing Director of Planning and Control, Assets and Liabilities Management, and Capital Management.

In 2011 he was appointed as the Management Board member in charge of Finance at ATF Bank.

In August 2013, he returned to the UniCredit in Italy working in the Mergers and Acquisitions Department, after which he joined Zaba.

He has been a member of the Zagrebačka banka Management Board since 2015 in charge of Finance management.

Marco Lotteri

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
Holds a degree in Economics from the Catholic University Sacro Cuore in Milan

He first joined UniCredit Group in 2003 as credit analyst.

In 2004-2005, he held a leading position at Zagrebačka banka as the Head of Credit Risk.

In 2005, he transferred to UniCredit Bank Romania as Head of Credit Risk Management and in 2007 continued his career at UniCredit Group in Italy serving as Head of Corporate Risk Reporting and Policies in Private Banking, Head of Asset Quality Management and Head of Special Projects.

From 2013, he was a Deputy General Manager of UniCredit Factoring.

Since 2018 he has been member of Zagrebačka banka Management Board in charge of Risk Management.

Slaven Rukavina

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
He graduated from the Faculty of Economics in Zagreb.

He started his professional career at Zagrebačka banka in 2001.

While working at Zagrebačka banka, he gained valuable experience in the field of Retail - from the position of branch manager, sales manager for personal banking and small business and family banking manager.

From 2012 until 2016 he served as a member of the Management Board for Retail in UniCredit Bank Banja Luka.

In 2016, he was appointed as member of the Management Board for Retail at UniCredit Bank Mostar.

Since 13 May 2020, he has been a member of the Management Board in charge of Retail at Zagrebačka banka.

Spas Vidarkinsky

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
He graduated from the University of National and World Economy in Sofia.

He started his career at UniCredit in 2006 in the field of Markets and Investment Banking at UniCredit Bulbank in Bulgaria.

While working in the UniCredit Bulbank, he held various positions in Corporate, Investment and Private Banking.

In 2017, he was appointed as a member of the Management Board in charge of Corporate and Investment Banking at UniCredit Bank Serbia and a member of the Supervisory Board of UniCredit Leasing Serbia.

Since 13 May 2020, he has been a member of the Management Board in charge of Corporate, Investment and Private Banking at Zagrebačka banka.

Postavke kolačića

Tehnički kolačići (neophodni)

Performansni kolačići (neobavezni)

Marketinški kolačići (neobavezni)

Tehnički kolačićiUvijek aktivni

Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.

Kolačići koji se koriste:

JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama

PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies

PD_SESSION-ID - jdinstveni Unique server session security cookie

PWSESSIONID – kolačić sesije poslužitelja

Parent_alive - kolačić sesije poslužitelja

Gtm_tracking - čuva korisnikov pristanak na praćenje

Option_set – čuva vrijednost za pokazivanje cookie bara

Zaba_performance- čuva posjetiteljev pristanak za bolje performance


Performansni kolačići

Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.

Kolačići koji se koriste:

ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba

ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi


Marketinški kolačići

Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.

Kolačići koji se koriste:

1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr

CONSENT - postavke kolačića - google.com

DV - Google ad personalizacija - google.com

NID - Google ad personalizacija - google.com

IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick

ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća

gid - koristi se za razlikovanje korisnika jednog od drugog.

Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.

uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.

Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.

Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa

Uid - jedinstveni identifikator

cid - Cookie id (legacy) – jedinstveni identifikator

Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing

HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima