A transaction account enables you to make cash and cashless payment transactions in HRK and other currencies. A variety of services based on modern technological solutions are available to you for making financial transactions without temporal and spatial limitations in a quick, easy and safe manner. Along with transaction accounts, the following is also available:
You can open a transaction account with the help of your Relationship Manager and in any business centre of the Bank. For instructions concerning arrangements, contact your Relationship Manager, your financial transaction adviser.
Benefits
Multi-currency account - make transactions in HRK and foreign currencies
State of the art technological solutions (e-zaba, m-zaba)
Possibility of using a number of branches, ATMs and other self-service machines 24 hours a day
Large number of Bank clients - Enables making transactions quicker and less expensive since orders made to accounts in the same bank are most favourable and are implemented the quickest.
Conditions
All business entities can open a transaction account (legal and natural persons engaged in an economic activity or independent profession).
In order to open a transaction account, you must submit the required documents and fill in the Bank forms.
Required documents
You must submit original documents or copies notarized by a notary public. The original or notarized copy may not be older than 3 months: LEGAL PERSONS / ASSOCIATIONS / SOLE TRADERS
Court register certificate, or the competent entity registration if registration in a register is stipulated by law / an act of incorporation from a competent body (if the business entity is not registered in a court register and is not established by law) / transcript from the relevant law or another piece of legislation if the business entity was established by law or another piece of legislation.
Notification of classification as per the National Classification of Economic Activities from the Croatian Bureau of Statistics
OIB certificate, if it is not listed on the registration documentation
OIB certificates and copies of identification documents of authorised representatives
SOLE PROPRIETORS
Trade register certificate
Trade licence or privilege certificate
OIB certificate and a copy of an identification document of the business owner
Partnership agreement
INDEPENDENT PROFESSIONS
Decision on registration in the competent bodys register of activities
OIB certificate and a copy of an identification document of the account holder
FARMERS
Certificate of entry in the Register of Agricultural Holdings
Certificate on the award of the farmer's registration number
OIB certificate and a copy of an identification document of the account holder
Opening a transaction account
HRK 50, one-time
Maintenance of transaction account
HRK 30 per month
Delivery of statement on account
activity and balance via e-zaba and m-zaba
HRK 0.08 per item
e-zaba
HRK 30 per month -
per end user (authorised)
Internal transfer order submitted via
e-zaba (payment to accounts in the bank)
HRK 1.50 per order
Arrangement
How can I open a transaction account in the Bank?
In order to open a transaction account, you must submit the required documents and fill in the Bank forms.
Where can I open a transaction account?
You can open a transaction account with your Relationship Manager in any business centre of the Bank.
Who can open a transaction account?
All business entities can open a transaction account (legal and natural persons engaged in an economic activity or independent profession).
Who signs the agreement on opening and maintenance of the transaction account?
The Agreement on opening and maintenance of the transaction account and effecting payment services is signed by an authorized person of the Bank and a person who is authorized to represent the client – for the business entity that the Bank identifies when opening the account
What types of account can I open along with a regular business account?
In addition to the account for regular business, you can also open an account for business of the organizational part of a business entity and special purpose accounts (an account as needed by the client, an account for a project co-financed by EU funds, a special purpose account according to law / a piece of legislation).
Use
How can I receive information about the account balance and activity?
You can receive information about the account balance and activity by means of the account statement. You can receive statements via:
You can send statements to a foreign bank of your choice (SWIFT message MT940). In addition to statements, information about the transaction account balance and activity is available at any moment via m-zaba or Zabafon.
How can I get a solvency statement (SOL-2 form)?
You can get a solvency statement (SOL-2 form) via e-zaba, from your Relationship Manager or in any branch of the Bank.
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Kolačići koji se koriste:
JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama
PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies
PD_SESSION-ID - jdinstveni Unique server session security cookie
PWSESSIONID – kolačić sesije poslužitelja
Parent_alive - kolačić sesije poslužitelja
Gtm_tracking - čuva korisnikov pristanak na praćenje
Option_set – čuva vrijednost za pokazivanje cookie bara
Zaba_performance- čuva posjetiteljev pristanak za bolje performance
Performansni kolačići
Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.
Kolačići koji se koriste:
ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba
ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi
Marketinški kolačići
Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.
Kolačići koji se koriste:
1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr
CONSENT - postavke kolačića - google.com
DV - Google ad personalizacija - google.com
NID - Google ad personalizacija - google.com
IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick
ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća
gid - koristi se za razlikovanje korisnika jednog od drugog.
Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.
uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.
Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.
Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa
Uid - jedinstveni identifikator
cid - Cookie id (legacy) – jedinstveni identifikator
Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing
HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima