Transaction account

A transaction account enables you to make cash and cashless payment transactions in HRK and other currencies. A variety of services based on modern technological solutions are available to you for making financial transactions without temporal and spatial limitations in a quick, easy and safe manner.
Along with transaction accounts, the following is also available:

convenient and easy Internet and mobile banking
a wide range of products and services

You can open a transaction account with the help of your Relationship Manager and in any business centre of the Bank. For instructions concerning arrangements, contact your Relationship Manager, your financial transaction adviser.

Benefits

Multi-currency account - make transactions in HRK and foreign currencies
State of the art technological solutions (e-zaba, m-zaba)
Possibility of using a number of branches, ATMs and other self-service machines 24 hours a day
Large number of Bank clients - Enables making transactions quicker and less expensive since orders made to accounts in the same bank are most favourable and are implemented the quickest.

Conditions

All business entities can open a transaction account (legal and natural persons engaged in an economic activity or independent profession).

In order to open a transaction account, you must submit the required documents and fill in the Bank forms.

Required documents

You must submit original documents or copies notarized by a notary public. The original or notarized copy may not be older than 3 months:
LEGAL PERSONS / ASSOCIATIONS / SOLE TRADERS

Court register certificate, or the competent entity registration if registration in a register is stipulated by law / an act of incorporation from a competent body (if the business entity is not registered in a court register and is not established by law) / transcript from the relevant law or another piece of legislation if the business entity was established by law or another piece of legislation.
Notification of classification as per the National Classification of Economic Activities from the Croatian Bureau of Statistics
OIB certificate, if it is not listed on the registration documentation
OIB certificates and copies of identification documents of authorised representatives

SOLE PROPRIETORS

Trade register certificate
Trade licence or privilege certificate
OIB certificate and a copy of an identification document of the business owner

Partnership agreement

INDEPENDENT PROFESSIONS

Decision on registration in the competent bodys register of activities
OIB certificate and a copy of an identification document of the account holder

FARMERS

Certificate of entry in the Register of Agricultural Holdings
Certificate on the award of the farmer's registration number
OIB certificate and a copy of an identification document of the account holder

Opening a transaction account	HRK 50, one-time
Maintenance of transaction account	HRK 30 per month
Delivery of statement on account activity and balance via e-zaba and m-zaba	HRK 0.08 per item
e-zaba	HRK 30 monthly, per end user per account
Internal transfer order (payment into accounts within the Bank)	submitted via e-zaba HRK 2.00 per order

Fees charged to business entities for payment services pdf 0.16MB

Arrangement

How can I open a transaction account in the Bank?

Where can I open a transaction account?

Who can open a transaction account?

Who signs the agreement on opening and maintenance of the transaction account?

What types of account can I open along with a regular business account?

Use

How can I receive information about the account balance and activity?

You can receive information about the account balance and activity by means of the account statement.
You can receive statements via:

e-zaba business banking
fax, mail, in FINA

You can send statements to a foreign bank of your choice (SWIFT message MT940).
In addition to statements, information about the transaction account balance and activity is available at any moment via m-zaba or Zabafon.

How can I get a solvency statement (SOL-2 form)?

Forms

Download all

THINGS YOU SHOULD SEE... Contact me

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. We suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

Special measures for supporting business clients

m-zaba business banking