m-zaba business banking

The m-zaba business banking service (m-zabaPS) is mobile banking intended for businesses, entrepreneurs, sole proprietors, associations and other clients who have a transaction account with Zagrebačka banka. It allows fast, safe, efficient and the most cost-effective business without going to the Bank, 24 hours a day.

It is available on all networks, and all you need is a mobile device with Apple or Android operating system with Internet access.

We have kept the well-known name, but m-zaba has a new look and new features! It is simpler, and has new functionalities. Using m-zaba, you have at your disposal a number of services, from m-banking and m-tokenPS, m-foto pay, "fast scan", Zaba locations, ZBI funds, exchange rate list, contacts and messaging.

Using m-zaba, you can:

"fast scan": scan certain data from an invoice with your mobile phone camera and form a payment order
enter a payment order in local currency within the allowed daily limit by using payment templates previously created via business banking m-zaba or e-zaba and send payment receipt via e-mail

pay bills by scanning the data with your mobile device camera (m-foto plati) - pay bills with amounts higher than the daily m-zaba limit
carry out orders for foreign currency transfers to the payee's account in Zagrebačka banka or other bank in Croatia within the daily limit, use templates and send payment receipts by email
carry out orders for international payments (regular cross-border payments in EUR and international orders) within the daily limit, use templates and send payment receipts by email
carry out orders for the purchase, sale or conversion of foreign currencies by applying the regular exchange rate
sign group orders and send them for execution - payment orders filled through m-zaba or e-zaba can be signed and sent for implementation in a group
download statements on transaction account balance - statements free of charge
check the balance and transactions of the transaction accounts and term deposit accounts, as well as your investments and units in ZB Invest funds
check your transaction account activity for the current and previous two calendar years
obtain information on the amount of the approved credit line and validity period of the credit line, the number and amount of pending payment orders and the number and amount of payment orders awaiting execution
send us your question, proposal or compliment via option "Contact us" in the new menu "Messages".

Benefits

Convenience
Our mobile and online banking are connected; using m-zaba you can pay the payment orders entered via e-zaba
Speed
You can pay your bills by scanning the payment slip using your phone camera (m-foto plati)
Availability of data
Find the nearest ATM or business centre of the Bank and check the value of currencies.
Accuracy
You can set payment orders in local currency by using templates
Use m-zaba in English as well

Additional information and assistance:
m-zaba@unicreditgroup.zaba.hr
01 3789 785

Conditions

The only requirement is that you have a transaction account with the Bank. The service is ready for use right away.

You can use m-zabaPS on mobile devices with operating systems:

iOS (version iOS 14.0. or later)
Android (version OS 10.0 or later)

Prices

Internal payment order via m-zaba	EUR 0,33 per order
External payment order via m-zaba	EUR 0,40 per order
User fee	EUR 3,98 monthly, per end user per account
Statement on balance and transactions per transaction account	EUR 0,02 per item*

*If the client has arranged the receipt of statements via m-zaba or e-zaba, the client is charged EUR 0,02 per item.

Fees charged to business entities for payment services pdf 0.10MB

Activation

How can I get new identification and activation key for m-zabaPS or m-tokenPS?

Users of m-zabaPS and/or m-tokenPS who are also users of e-zaba business banking service, in the case of locking of m-zabaPS/m-tokenPS, deleting the application from the mobile device and/or change of the mobile device, can submit their request for resending m-zabaPS and/or m-tokenPS application via e-zaba. The request is entered by using “m-zabaPS“ or “m-tokenPS“ option in the left vertical e-zaba menu, selecting the option “Change Service“ (“Promjena usluge”).
Upon processing the request, the identification and activation keys which are required for activating m-zabaPS and/or m-tokenPS will be available to the person authorised for using e-zaba.

Use

What can I do with m-zaba business banking?

You can:

enter a payment order in local currency within the allowed daily limit by using payment templates previously created via business banking m-zaba or e-zaba and send payment receipt via e-mail
sign group orders and send them for execution
download statements on transaction account balance - statements free of charge
order statements from archives, monthly balance and transaction reports for your transaction account
check the balance and transactions of the transaction accounts and term deposit accounts as well as your investments and units in ZB Invest funds
obtain information on the amount of the approved credit line and validity period of the credit line, the number and amount of pending payment orders and the number and amount of payment orders awaiting execution
send us your question, proposal or compliment via option "Contact us" in the new menu "Messages"
check the exchange rate list and use the currency converter
obtain information on useful contacts - name and surname, telephone number and email address of your Relationship Manager, other information for your contact with the Bank (important telephone numbers and email addresses, e.g. e-zaba and m-zaba Help Desk, for reporting lost/stolen cards).

What is the difference between m-foto pay and Fast scan?

m-foto pay and fast scan are m-zaba services which make payments faster and simpler. Both services are based on scanning data using your phone camera.
m-foto pay enables you to pay payment slips by scanning a 2D bar code, QR code or the slip itself (stub) if it does not contain a 2D bar code, after which all the data necessary for making the payment will be transferred to m-zaba. With m-foto pay, paying your utility bills is only a matter of seconds.
fast scan enables you to make payments by scanning documents other than payment slips (e.g. various invoices). Instead of entering the IBAN, amount, reference number and so on, you only have to scan each entry with your phone camera after which all the data will be transferred to m-zaba.

Information

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Forms

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THINGS YOU SHOULD SEE... Contact me

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. We suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

Special measures for supporting business clients