A guarantee is a security instrument in domestic and international business whereby a bank guarantees to the beneficiary that it will, if the principal debtor fails to fulfil his obligations, pay the amount covered by the guarantee. The beneficiary is certain that it will settle its claim, whereas the debtor is certain that the payment under the guarantee will be executed only according to the terms and conditions specified in the guarantee.  

Benefits

  1. A reliable security instrument
    The most frequently used and the most reliable security instrument providing a high level of protection against various risks in international trade and domestic business operations.
  2. Adjustment to the requirements of a specific business
    Secure a wide range of obligations arising from commercial contracts with your business partner, such as obligations related to payment of goods and/or services, advance payment, tender participation, performance of works, customs duty etc. In addition to standard types of guarantees, we can also offer you issuing of guarantees tailored to specific transactions.
  3. The possibility to negotiate more favourable business conditions by using a guarantee
    We can support your business through issuance of guarantees  by demonstrating your financial capacity and your capacity to fulfil your contractual obligations. With a guarantee, avoid the use of your own working capital and thus improve your current liquidity. 
  4. Additional instruments
    Besides various types of guarantees, we can also offer issuance of instruments such as Standby letter of credit, letter of intent, letter of recommendation, as well as expert advise on all instruments and aspects of guarantee business.
  5. Guarantees and letters of intent related to business with EU funds
    If you are interested in working with EU funds or wish to participate in public tenders published by the European Union, we can offer you our support through issuance of guarantees and letters of intent in accordance with specificity of an individual EU tender.   
  6. Faster, more efficient and simpler delivery of requirements
    Delivery of requests for issuing guarantees and letters of intent using e-zaba
  7. Providing expert advice and assistance
    Years of experience and expertise in standard and complex transactions, our professional and trained staff and numerous awards in the field of trade finance vouch for a high quality of service.
  8. International presence of  UniCredit Group and a large correspondent banking network
    Zagrebačka banka and UniCredit Group represent a strong partner that can support your international business.
  

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. We suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

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Postavke kolačića

Tehnički kolačići (neophodni)

Performansni kolačići (neobavezni)

Marketinški kolačići (neobavezni)

Tehnički kolačićiUvijek aktivni

Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.

Kolačići koji se koriste:

JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama

PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies

PD_SESSION-ID - jdinstveni Unique server session security cookie

PWSESSIONID – kolačić sesije poslužitelja

Parent_alive - kolačić sesije poslužitelja

Gtm_tracking - čuva korisnikov pristanak na praćenje

Option_set – čuva vrijednost za pokazivanje cookie bara

Zaba_performance- čuva posjetiteljev pristanak za bolje performance


Performansni kolačići

Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.

Kolačići koji se koriste:

ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba

ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi


Marketinški kolačići

Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.

Kolačići koji se koriste:

1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr

CONSENT - postavke kolačića - google.com

DV - Google ad personalizacija - google.com

NID - Google ad personalizacija - google.com

IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick

ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća

gid - koristi se za razlikovanje korisnika jednog od drugog.

Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.

uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.

Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.

Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa

Uid - jedinstveni identifikator

cid - Cookie id (legacy) – jedinstveni identifikator

Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing

HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima