At UniCredit, the EMC is a managerial committee at Group-level to ensure the effective steering, coordination and control of Group business, as well as an effective alignment of the holding company with the different businesses and geographies.
Learn more on the UniCredit Group website.

Management Board


Ivan Vlaho

CHAIRMAN OF THE MANAGEMENT BOARD
EDUCATION:
He graduated from the Faculty of Economics & Business, University of Zagreb.

He started his banking career in 2000.

In his almost 21 years at UniCredit, he has held a variety of positions and worked at several members of the UniCredit Group.

Between 2000 and 2010, he gained valuable experience at Zagrebačka banka BH Mostar and at UniCredit Bank Mostar as Market and Credit Risk Analyst, Head of Risk Management department, Segment director (Affluent and SME clients Segment) and Member of the Management Board in charge of Retail.

In 2010, he was appointed as Chairman of the Management Board of UniCredit Bank Banja Luka and in 2013, he took up the function of Chairman of the Management Board of UniCredit Bank Mostar, where he stayed until July 2016.

He served as Head of CEE Retail between August 2016 and June 2019 at UniCredit S.p.A PE Vienna.

In July 2019, he was appointed as Deputy Chairman of the Management Board of UniCredit Bank Hungary, where he stayed until June 2021.

He served as Advisor to the Chairman of the Management Board at Zagrebačka banka as of June 2021, and since 1st September 2021, he has been Chairman of the Management Board at Zagrebačka banka.

Dalibor Ćubela

DEPUTY CEO AND GENERAL MANAGER
Dalibor Ćubela EDUCATION:
He graduated from the Faculty of Economics, University of Mostar.

He started his professional career at Zagrebačka banka BH Mostar in 2001 as Head of Marketing.

While working at UniCredit Group, he has acquired expertise in the areas of commercial support for Corporate banking products, medium-sized businesses and risk management.

In 2009, he served as Member of the Management Board and Chief Risk Officer at UniCredit Bank Mostar.

In 2013, he was appointed as Chairman of the Management Board at UniCredit Bank Banja Luka until 2016 when he took up the function of Chairman of the Management Board at UniCredit Bank Mostar.

Since 14th February 2020 he has been a Deputy CEO and General Manager at Zagrebačka banka.

Slaven Rukavina

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
He graduated from the Faculty of Economics & Business, University of Zagreb.

He started his professional career at Zagrebačka banka in 2001.

While working at Zagrebačka banka, he gained valuable experience in the field of Retail - from the position of branch manager, sales manager for personal banking and small business and family banking manager.

From 2012 until 2016 he served as a member of the Management Board for Retail in UniCredit Bank Banja Luka.

In 2016, he was appointed as member of the Management Board for Retail at UniCredit Bank Mostar.

Since 13 May 2020, he has been a member of the Management Board in charge of Retail at Zagrebačka banka.

Spas Blagovestov Vidarkinsky

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
He graduated from the University of National and World Economy in Sofia.

He started his career at UniCredit in 2006 in the field of Markets and Investment Banking at UniCredit Bulbank in Bulgaria.

While working in the UniCredit Bulbank, he held various positions in Corporate, Investment and Private Banking.

In 2017, he was appointed as a member of the Management Board in charge of Corporate and Investment Banking at UniCredit Bank Serbia and a member of the Supervisory Board of UniCredit Leasing Serbia.

Since 13 May 2020, he has been a member of the Management Board in charge of Corporate and Investment Banking at Zagrebačka banka.

Tatjana Antolić Jasnić

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
Graduated from the Faculty of Economics & Business, University of Zagreb.

She began her career in Zagrebačka banka in 2001, gaining nineteen years of international experience in Risk Management Division in Zagrebačka banka, UniCredit Bank Banja Luka, UniCredit Bank Austria, UniCredit Bank Hungary and UniCredit SpA Italy.

In 2002, she was appointed as Deputy Head of International Payment Department at Zagrebačka banka and in 2003, she joined Risk division, where she held many managerial positions in Risk Underwriting in the following six years.

From 2009 until 2016 at UniCredit Bank Austria she covered different expert and managerial positions in Risk division.

She continued her career at UniCredit SpA in 2016 as Underwriting CEE Deputy Unit Head and in 2019, she was appointed as Head of Underwriting CEE.

In addition, from February 2017 until February 2020 she held a position as Supervisory Board member and Chairlady of Risk & Audit Committee at UniCredit Bank Hungary.

Since 27th May, 2021 she has been a member of the Management Board in charge of Risk Management at Zagrebačka banka.

She graduated from the Faculty of Economics & Business, University of Zagreb with a master's degree in finance and banking.

Jasna Mandac

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
Received her Master's Degree from the Faculty of Economics & Business, University of Zagreb.

Joined Zagrebačka banka in 1997 and, after several specialist and managerial positions, became Head of Finance in 2005.

In 2007 she was appointed as Head of Strategy, Planning, Budgeting and Controlling and, from September 2007 until 2015, she took the role of Head of Assets and Liability Management.

From 2015 to 2017 she took over the position of Head of Market, Liquidity and Operational Risk, Risk Integration and Internal Validation in Zagrebačka banka.

From September 2017 she was a CFO in UniCredit Bulbank, responsible for Finance area in the biggest bank in Bulgaria.

From 26th July, 2021 she has been a member of the Management Board in charge of Finance (CFO) at Zagrebačka banka

Jasna Mandac received her Master's Degree from the Faculty of Economics & Business, University of Zagreb. She is also a CFA® charterholder (Chartered Financial Analyst).

Pavel Vinter

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
Holds a Master degree in Economics, University of Prague.

Began his career in the Bank in 1995 in Czech Republic. After covering different positions in Retail, Trading and ALM, he became Head of Organization Department at UniCredit Bank in 2007.

In 2014, he took over the position as Head of CEE Project Management and Portfolio Management in CEE GBS located in Austria.

Since 2016, he moved back to Czech Republic and held the role of Head of Global Banking Services at UniCredit Bank Czech Republic and Slovakia.

In September 2020, Pavel Vinter took over the position as of Head of GBS Division at Zagrebačka banka.

Since 27th May, 2021 he has been appointed a member of the Management Board in charge of Global Banking Services at Zagrebačka banka.

He holds a Master degree in Economics, University of Prague and a MBA from the University of Calgary, Czech Republic.

Gianluca Totaro

MEMBER OF THE MANAGEMENT BOARD
EDUCATION:
Holds a degree in Economics and Banking from the University of Siena.

He gained eighteen years of international experience in Human Resources.

Since 1996 he worked for Credito Italiano Commercial Network joining Human Resources in 2000. From 2002 to 2006, Gianluca Totaro held various positions within HR Competence Line working for Bank Pekao in Warsaw.

In 2007, he was appointed as Head of Human Resources at UniCredit Bank Hungary and, one year later, member of the Board of Directors of UniCredit Mortgage Bank Hungary and President of the Supervisory Board of UniCredit Factoring Hungary.

In 2009, he was appointed as Head of Human Resources at UniCredit Global Information Services while, in 2011, he took over the responsibility of Human Resources for UniCredit Commercial Network Italy.

In October 2012, he was appointed as Head of Human Resources for the Holding and, in January 2015, the Head of Human Resources at UniCredit Bank Russia.

On October 1st 2018, Gianluca Totaro was appointed as Head of Human Resources at Zagrebačka banka.

Since 27th May, 2021 he has been a member of the Management Board in charge of Human Resources at Zagrebačka banka.

He holds a degree in Economics and Banking from the University of Siena.


Management and organization


Zagrebačka banka d.d. belongs to the UniCredit Banking Group.

In accordance with the articles 166. and 167. of The Credit Institutions Act prescribed information on the system of management and organization of the Zagrebačka banka d.d. (the Bank) are published.

The Bank is in the line with the regulations of The Credit Institutions Act and its bylaws in regards to the management and organization. The Bank has established system of management and organization following the regulation requests, highest standards and the best practice.

The structure of the entire Zagrebačka banka d.d. Group is published in annual financial reports of the Bank, and the organisation and operation method in the Bank's Articles of Association.


Postavke kolačića

Tehnički kolačići (neophodni)

Performansni kolačići (neobavezni)

Marketinški kolačići (neobavezni)

Tehnički kolačićiUvijek aktivni

Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.

Kolačići koji se koriste:

JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama

PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies

PD_SESSION-ID - jdinstveni Unique server session security cookie

PWSESSIONID – kolačić sesije poslužitelja

Parent_alive - kolačić sesije poslužitelja

Gtm_tracking - čuva korisnikov pristanak na praćenje

Option_set – čuva vrijednost za pokazivanje cookie bara

Zaba_performance- čuva posjetiteljev pristanak za bolje performance


Performansni kolačići

Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.

Kolačići koji se koriste:

ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba

ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi


Marketinški kolačići

Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.

Kolačići koji se koriste:

1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr

CONSENT - postavke kolačića - google.com

DV - Google ad personalizacija - google.com

NID - Google ad personalizacija - google.com

IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick

ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća

gid - koristi se za razlikovanje korisnika jednog od drugog.

Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.

uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.

Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.

Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa

Uid - jedinstveni identifikator

cid - Cookie id (legacy) – jedinstveni identifikator

Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing

HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima