The zaba.hr website uses cookies. Necessary cookies are required for the functioning of the website. Other cookies enable visitor tracking in order to improve our services and provide a better marketing experience. If you reject other cookies, our website may work differently and its use may be less convenient.
Zagrebačka banka (ZABA) has signed the European Bank for Reconstruction and Development (EBRD) Risk Sharing Framework Agreement in the amount of EUR 100 million, by which EBRD has taken an obligation in partial risk sharing on the loans granted by ZABA to eligible beneficiaries.
It is a risk sharing instrument within which the EBRD covers up to 65% of the risk of each individual loan approved by the bank as part of this programme.
The programme covers a wide range of potential clients, i.e. all sizes and categories of private entrepreneurs. It also covers a wide range of use of loan proceeds.
This programme is open ended.
One of the goals of this product is to support the competitiveness of companies by facilitating access to financing, which will contribute to the growth and development of the company's operations. This product will also contribute to strengthening the resilience of the companies as well as new investments.
Instrument
Unfunded risk sharing (guarantee).
Eligible beneficiaries
All sizes of private entrepreneurs, public sector excluded.
Eligible products
Loans.
Eligible use of loan proceeds
Investments, working capital, acquisitions (purchase of business shares), refinancing of loans approved in the Bank/consolidation of existing exposure.
Ticket size
Minimum 8 million EUR, with exception for subordinated debt for which the eligible minimum is 5 million EUR. There is no maximum limit for a single ticket.
Maximum EBRD risk participation
Up to 50% of the loan (exceptional cases up to 65%), in the absolute amount 25 million EUR.
Maturity of the loan
Maximum maturity for standard corporate loans is 10 years and for project financing 15 years.
Approval of individual transaction
Two levels of loan approval: a) loan approval by the bank and b) loan approval by the EBRD.
Below you can enable or disable the use of individual categories of online cookies, and you can subsequently change your choice at any time. If you are not sure, you can find detailed information about the cookies we use on zaba.hr pages in our cookie policy.
Technical cookies
They enable the proper and safe operation of websites.
Always active
Performance cookies
They enable improvements in the use of websites.
Marketing cookies
They enable tracking of website visitors and collect data used to personalize ads and user experience.
Analytical cookies
They record statistical data that enable the improvement of our pages and our offer.