Visa Business charge card for sole proprietors, entrepreneurs and independent professions is a convenient method of payment in any situation. Visa Business card enables:
one-off deferred payment of goods or services, without interest or fees
secure on line payment
cash withdrawal at ATMs and other payment locations in Croatia and abroad
instalment payment at particular points of sale, with a fee
Benefits
Separation of business and personal costs
Deferred payment of travel costs of employees and all other incurred costs
Defining spending limits for individual end users
Financing working capital in accordance with the cycles of collection of accounts receivable
Accepted world-wide
Convenient when paying any business cost in any situation
The card can be arranged by any legal or natural person performing a registered activity, with a seat in the Republic of Croatia, or a foreign business entity in accordance with the Foreign Exchange Act, if they meet the requirements of creditworthiness in accordance with the internal documents of the Bank regarding card issuance and limit approval.
Required documents
Application Form for Card Issuance
Financial and other documents at the request of the Bank
Price
Registration fee:
for users of account packages for small enterprises (Poduzetnik and Partner) no fee
for users of the account package for small enterprises (Start) a one-off payment of 33,18 EUR
for others a one-off payment of 66,36 EUR
Membership fee per card:
for users of the account package for small enterprises (Partner) no fee
for users of the account package for small enterprises (Poduzetnik) 13,27 EUR per year
Do I need to open a transaction account with Zagrebačka banka in order to conclude a Visa Business charge card agreement?
Yes.
I already have a Business Mastercard card to the name of my company/sole proprietorship. Can I arrange a Visa Business charge card?
Yes.
Can I choose the payment date when concluding a Visa Business card agreement?
No, the payment date is on the 25th of the month and it cannot be changed.
Can I choose 4 end users of a Visa Business card of my company/sole proprietorship?
Yes, the number of end users is unlimited. The spending limits for individual users should be defined on the application form.
Activation
Can I use my business card immediately upon receipt?
The card is delivered to the address of the business entity inactivate and may be used after activation as described in the letter accompanying the card. Activation differs depending on the card type and the reason for issuing the new card. Therefore, activation will be possible using particular channels, such as online banking for business entities or IVR, as well as by visiting a branch or the business or corporate centre of Zagrebačka banka.
If you activate your card before 11 a.m., it will be ready for use after 11:30 a.m. If you activate your card between 11 a.m. and 6 p.m., you will be able to use it after 6:30 p.m.
Use
Can a Visa Business card be used for online payments?
Yes. For your security, for purchases in online stores displaying a Verified by Visa sign you require a password, which you will obtain via m-token for business. At points of sale not supporting a security standard, you purchase without a m-token for business.
How can I monitor costs incurred with the card?
All costs incurred with end user cards are indicated in the Notification of the Costs Incurred that the Bank sends to the primary card user on a monthly basis to the address of the business entity. In addition, all information on costs, available card limits and the loan balance is available on e-zabaPS (for business entities).
Can I change the payment date?
The payment date, the 25th of the month, cannot be changed. The payment date is 20 days after the Notification of Incurred Costs is made.
I forgot my business card PIN. How can I request a new PIN?
To receive a new business card PIN (Visa Business debit card, Visa Business charge card, Business Mastercard or go! business Mastercard), you need to contact your Relationship Manager or banker in charge of small enterprises and sole proprietors in business or corporate centres.
You can check your card PIN in m-zaba for business banking if you have arranged that service.
What amount of cash may I withdraw with my Visa Business charge card?
The total amount of withdrawal per Visa Business charge cards for users of a particular business entity is limited to 1.400 EUR a month.
The user is obliged to report a lost or stolen card immediately to the bank’s Contact Centre (24/7) via tel. 01 3789 789 and confirm the report in writing in nearest branch of the bank.
It is also possible to report a lost/stolen card in the nearest bank branch.
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Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.
Kolačići koji se koriste:
JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama
PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies
PD_SESSION-ID - jdinstveni Unique server session security cookie
PWSESSIONID – kolačić sesije poslužitelja
Parent_alive - kolačić sesije poslužitelja
Gtm_tracking - čuva korisnikov pristanak na praćenje
Option_set – čuva vrijednost za pokazivanje cookie bara
Zaba_performance- čuva posjetiteljev pristanak za bolje performance
Performansni kolačići
Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.
Kolačići koji se koriste:
ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba
ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi
Marketinški kolačići
Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.
Kolačići koji se koriste:
1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr
CONSENT - postavke kolačića - google.com
DV - Google ad personalizacija - google.com
NID - Google ad personalizacija - google.com
IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick
ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća
gid - koristi se za razlikovanje korisnika jednog od drugog.
Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.
uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.
Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.
Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa
Uid - jedinstveni identifikator
cid - Cookie id (legacy) – jedinstveni identifikator
Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing
HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima