Visa Business charge card

Yes.

Yes.

No, the payment date is on the 25th of the month and it cannot be changed.

Yes, the number of end users is unlimited. The spending limits for individual users should be defined on the application form.

The card is delivered to the address of the business entity non-activated and may be used after activation described in the letter accompanying the card. The activation differs depending on the card type and the reason for issuing the new card. Therefore, the activation will be possible using particular channels, such as online banking for business entities or IVR, as well as by visiting a branch or the business or corporate centre of Zagrebačka banka.

If you activate your card before 11 a.m., it will be ready for use after 11:30 a.m. If you activate your card between 11 a.m. and 6 p.m., you will be able to use it after 6:30 p.m.

Yes. For your security, for purchases in online stores displaying a Verified by Visa sign you require a password, which you will obtain via m-token for business. At points of sale not supporting a security standard, you purchase without a m-token for business.

All costs incurred with end user cards are indicated in the Notification of the Costs Incurred that the Bank sends to the primary card user on a monthly basis to the address of the business entity. In addition, all information on costs, available card limits and the loan balance is available on e-zabaPS (for business entities).

The payment date, the 25th of the month, cannot be changed. The payment date is 20 days after the Notification of Incurred Costs is made.

To receive a new business card PIN (Visa Business Electron, Visa Business charge card, Business Mastercard or go! business Mastercard), you need to contact your Relationship Manager or SME Banker in business or corporate centres. You can check your card PIN in m-zaba for business banking if you have arranged that service.

The total amount of withdrawal per Visa Business charge cards for users of a particular business entity is limited to HRK 10,000 a month.

The end user is obliged to report a lost or stolen card immediately to the Bank’s Contact center (24/7) via tel. 01 3789 789 and confirm the report in writing in nearest branch of the Bank, business centre or corporate centre. It is also possible to report a lost/stolen card in the nearest Bank branch or with your Relationship Manager or banker in charge of small enterprises or sole proprietors.

You can read here about the safe card use.

Please adhere to the following pieces of advice:

• Remember the PIN and never write it down on the card or other documents
• Sign the card immediately upon receipt
• Destroy the old card (it will suffice to cut it through the magnetic stripe) after the expiration date
• Do not communicate the PIN or card data EVER to ANYONE
• Do not leave the card in visible places (in the car, in the cloakroom, in the hotel room, the restaurant etc.). 
• Make sure to check the transaction amount prior to authenticating the transaction by signature or PIN
• After the payment, verify that the card returned to you is really yours
• Keep our address and telephone number handy to be able to quickly report a lost or stolen card.