HR
HR
Complete list of m-zaba services
We have been using m-zaba since 2007! Take a look at how our services have evolved over time.
Accounts and Cards
Balance and transaction overview
Your salary has been credited, but you want to check whether the standing order for your loan payment has been processed? Open m-zaba. Your account balance, cards, savings, and loans are all visible on a single screen.
Card activation and PIN check
A new card has arrived and needs to be activated. Forgot your PIN? Take care of both in less than a minute, directly in the app, without visiting a branch.
Daily card limits
Travelling abroad and don't need high spending limits? Buying something more expensive and your current limit is holding you back? Change it yourself instantly, without calling customer support.
Push notifications
Someone has transferred money to you or a standing order has been executed? You'll receive a notification on your phone immediately. No surprises, no waiting for your statement.
Updating personal information
Have you changed your address, phone number, or email? Update your details yourself in m-zaba, without filling out forms at a branch or waiting in line.
m-token
Need to log in to e-Citizens or approve a transaction in e-zaba? m-token is your digital identity: secure, always available, always at hand.
Splitting transactions into instalments
Made a more expensive purchase than planned? Eligible transactions on your current account between EUR 30 and EUR 535 can be split into two or three instalments for a fee of EUR 1.32 per instalment, directly in the app, without calls or paperwork, within the amount and period approved in accordance with the Bank's business policy.
Instalment payments Payments
Eligible transactions between EUR 26 and EUR 535 can be divided into two or three instalments for a fee of EUR 1.32 per instalment, directly in the app, without calls or paperwork, within the amount and period approved in accordance with the Bank's business policy.
Credit card application
Need a credit card for online shopping or travel? Apply for a Mastercard Standard, Platinum, or go!card without visiting a branch.
Payments
IziPay – Send Money
Sharing rent, dinner, or travel expenses with a friend? Open your contacts, select a person, and send money instantly, without an IBAN or banking details.
International payments
Making an international payment sounds complicated? In m-zaba, you can do it from your own account or an account you are authorised to use, just like any other payment.
m-photo pay
Your electricity, phone, and utility bills have arrived. Instead of filling out payment slips or visiting the post office, simply take a photo of the bill. m-zaba recognises the data and you can pay in 30 seconds.
Instant Scan
Have a document containing payment details? It doesn't even have to be a bill. Scan it, let m-zaba extract the data, and make the payment. Done.
IBAN 2D barcode
Transfer funds to other m-zaba users using an IBAN 2D barcode.
Standing order
Regular payments for savings, pensions, or investments? Set them up once and forget about them. A standing order or direct debit will take care of everything for you.
m-parking
Park in the city every day? m-parking lets you pay for parking directly through the app. No coins and no separate parking app required.
Voucher purchase and top-ups
Does your child need a PlayStation voucher, or do you need a mobile top-up? You can also purchase a top-up voucher for Croatian Motorways' ENC device. Buy it instantly through the app, without visiting a store or waiting.
m-student – Meal payments
Students of the University of Zagreb can pay for meals in student cafeterias using their phone, no cash and no card required.
SEPA Direct Debit
Manage SEPA direct debits and recurring subscription payments.
e-Invoice Loans and Cards
Pay bills by importing e-invoices without manually entering payment details.
Loans
m-loan
Need money quickly, up to EUR 30,000, and don't want paperwork, counters, or waiting? Arrange an m-loan completely digitally from the comfort of your home through the mobile app.
Authorised overdraft
Your salary is delayed or an unexpected expense has come up? Arrange an overdraft as a backup plan and avoid stress at the end of the month.
Indicative housing loan offer
Thinking about buying a home but not sure where to start? Download an indicative housing loan offer in m-zaba, the first serious step towards your own home, without a meeting with a banker.
Indicative cash loan calculation
Wondering whether you qualify for a car loan or major renovation financing, but don't want to visit a branch just to ask? Run an indicative calculation and find out immediately, with no obligation.
Savings and investments
m-savings
You've decided to start saving but don't know how. Open a savings account through m-zaba and set up a standing order, so a chosen amount is automatically transferred every month.
Investing in UniCredit Invest funds
Interested in investing in funds but not sure where to begin? Zaba allows you to buy and sell units in UniCredit Invest funds and create an investment plan with up to five standing orders across different funds at the same time.
ZB Trader Global Insurance
You follow global markets and want to trade stocks, ETFs, and bonds on international exchanges. ZB Trader Global gives you access to global markets directly through m-zaba.
Insurances
Travel insurance
Planning a trip abroad and realised you don't have travel insurance? Arrange it in just a few minutes through m-zaba, in accordance with the insurance terms and conditions, from the comfort of your home.
Property insurance
Whether it's a house, apartment, or holiday home, arrange property insurance digitally, without paperwork or waiting for an agent, in accordance with the insurance terms and conditions.
Supplementary health insurance
Supplementary health insurance is one of those things you need anyway. Arrange it immediately through m-zaba, in accordance with the insurance terms and conditions.
Car insurance Tools and Personalisation
Arrange or renew your mandatory car insurance (including casco insurance) through the app, in accordance with the insurance terms and conditions.
Tools and adjustments
Exchange rates
Travelling abroad and want to quickly check exchange rates for euros or pounds? The exchange rate list is always at your fingertips.
Appointment scheduling
Want to arrange a package that suits your needs or talk to a banker without waiting at a branch? Schedule an appointment whenever and wherever it suits you.
m-redomat
Don't like waiting in line at the branch? Take a queue number from home through m-redomat and arrive exactly when it's your turn.
Branch/ATM locator
Find the nearest Zagrebačka banka branch or ATM using the interactive map.