Housing credit protection life insurance
by Generali osiguranje

As we all know, many beautiful things may happen, but sometimes life may surprise us with unexpected complications.

In case you are thinking of arranging a housing loan, now is the right time to ask yourself how you will repay it in case of an unexpected event, such as losing your job, inability to work or even worse.

Regardless of the unpleasant turn of events, Generali osiguranje credit protection life insurance will make sure your story has a happy ending since it will repay the loan on behalf of the borrower. So, in case of a difficult chapter in your life, you and your loved ones can turn a new page.

By arranging credit protection life insurance, you can rest assured that your loan will be repaid in the event of unpredictable life situations. This is the result of cooperation between Zagrebačka banka and Generali osiguranje.

Arrange a model suited to your needs with monthly premium payments:

  • Package A;- insures you in case of death as a result of an illness or accident or total permanent incapacity for work (permanent disability).
  • Package B;- insures you in case of death as a result of an illness or accident, total permanent incapacity for work, temporary total incapacity for work (sick leave) and unemployment (termination of employment).

In case of termination of employment or longer sick leave, the insurance company will repay the due loan annuities over a certain period (up to 6 annuities per insured event, up to two times during loan repayment). In case of death or total permanent incapacity for work, the insurance company will repay 100% of the outstanding principal of a loan, according to the loan repayment schedule.

All limitations and exclusions of the Insurer's obligations related to the payment of the insured sum can be found in the General conditions for life insurance credit protect of housing loans under the link DOCUMENTS.


  1. Financial security for your family – maintaining your standard of living even in the least favourable situations in life
  2. Quick and simple arrangement
  3. Coverage of monthly annuities during medical treatment or when looking for a new job
  4. Payment of damages, regardless of the existence of other policies

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. If you are a client of Zagrebačka banka, we suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

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