Together for the prizes

Promoter clients can find their codes in online banking documents in the mobile application (m-zaba) and in online banking e-documents (e-zaba) and at Bank branches.

Share your unique referral code with family members, friends, neighbours, and acquaintances without limits and earn up to 100 euros – 20 euros for each of a maximum of five new clients who meet the Program requirements! Share your code however and whenever you want, but start as soon as possible, because after December 31, 2025, it will no longer be valid.

By using the code when signing up for a product and service package, a New Client can receive a Zaba welcome cash reward of up to 100 euros:

• 20 euros for signing up for a product and service package through m-zaba or at a Bank branch and at the same time registering for the m-zaba app,

and additionally:

• 50 euros* for transferring regular income (salary, pension) to Zaba;
• 30 euros for signing up for a Mastercard credit card and carrying out at least one transaction using the card.

Let us remind you that a New Client can also win up to 100 euros by becoming a Zaba Promoter, which means that a New Client can earn a total of 200 euros!

_{* New Clients participating in the Program cannot receive the benefit for transferring their regular income to Zaba in addition to other benefits from special offers for transferring their regular income to Zaba.}

When at least one of the New Clients you referred to Zaba by sharing your code meets the Rules of the Referral Program, the referral cash reward will be sent to your Bank account in euros. The referral cash reward will be paid in the month after the month in which the Rules of the Referral Program were met by the New Client.