ZB Future 2040 is a euro-denominated fund with a maturity date of 30 December 2040. Maturity funds' goal is to achieve an increase in invested funds until the maturity date, and thus they have a dynamic risk profile.

In the initial period, the objective is to increase the value of assets by investing in equity markets offering a higher yield, whereas in final years the objective is preserving the value of resources by investing into assets bearing a lower risk in bond and money markets. So, towards the target date in 2040, the Fund becomes more conservative, i.e. less risky.


  • appreciation of the invested funds over a longer period
  • a very diversified portfolio of financial instruments such as units in funds, stocks, bonds and money market instruments in accordance with the targeted portfolio structure
  • it is primarily intended for investors with an extremely long-term investment horizon who seek appreciation of the invested funds in the future


  1. Payments and withdrawals in the currency of the fund
  2. Global investment, and no specialisation or limit applicable by geographical or industrial sectors
  3. A specific strategy with decreasing investment risk as the target date draws near
  4. Diversification is further increased and investment costs and risk decreased by investment into other funds
  5. A predefined investment period depending on the length of the period desired 
  6. A possibility of periodic payments after target date

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. If you are a client of Zagrebačka banka, we suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

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