Cash loans

Conditions

A natural person (existing and new client), resident, who meets the requirements of creditworthiness set by the Bank (optional co-borrowing).

The borrower must not be older than 72 years at the maturity date of the last annuity.

Loan amount:

• from EUR 1,500 to 40,000

Repayment period from 13 to 120 months.

The repayment period depends on the client's business relationship with the Bank, the assessment of its credit risk and contracted collection instruments.

No application processing fee.

Prices

A fixed interest rate of 5.49 % (EIR: 6.99 %*) loans with life insurance for loan repayment

A fixed interest rate of 5.99 % (EIR: 6.16 %**)  loans without life insurance for loan repayment

_{* The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, with life insurance for loan repayment, and current account management fee, to be repaid in annuities.}

_{** The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, and current account management fee, to be repaid in annuities.}