IziPay offers free transactions - easy money transfer with your mobile phone, using your phone book contacts or any other mobile phone number - with no IBAN entry!
Don’t waste your time on IBAN entry - register for IziPay and transfer money free of charge using your mobile phone. It’s as simple as texting.
With the m-zaba mobile app, you can send money to anyone for free regardless in which bank in Croatia the recipient has opened an account.
How to transfer money using IziPay?
Download new m-zaba version and activate the IziPay functionality in your m-zaba mobile app.
Then, to transfer money, enter the amount, choose the recipient and the reason for the payment. You don’t have to enter the payee’s IBAN - just select their phone book contact, or enter mobile phone number of recipient.
If the recipient hasn’t used IziPay yet, they will receive an SMS with instructions on how to accept the money.
You can check your payments at any time – both transactions waiting to be effected and the completed ones.
Receiving an IziPay payment
For a payment to be made, the recipient has to connect their mobile phone number to the IBAN of the account to which they want to receive payments. To do so, they need to:
register in m-zaba as the recipient for IziPay mobile payments, which is free of charge,
or select the link in the SMS for a one-off online payment.
When the mobile phone number and IBAN are linked, and if the payer has sufficient funds, the money will be transferred to the recipient’s account.
Use
Where and how are IziPay payments made?
IziPay is an online banking function for m-zaba mobile app users which enables faster and simpler payments between natural persons. With IziPay you can issue payment orders without entering the payee’s account number (IBAN). Instead of the payee’s IBAN, you need to enter the mobile phone number of the person to whom you wish to transfer money. You can do so by selecting their phone number from your contacts, or by entering it.
How to active IziPay if I want to send money to someone’s mobile phone number?
For detailed instructions, click here, or call our toll-free telephone number 0800 0024.
What is the IziPay register?
It’s the register of Zagrebačka banka where payees enter their name and surname, email address, mobile phone number, and account number (IBAN) to which they wish to receive IziPay payments.
All payments made through IziPay to the mobile phone number registered in the IziPay register will be made to the account number (IBAN) which is connected to that mobile phone number in the IziPay register.
I want to transfer money using IziPay to my friend who is hot IziPay user. How will he know I made the payment and what does he need to do to receive the payment?
The payee will get an SMS notifying him on the payment that will contain instructions on how to receive the money, if he wishes to do so.
Within 48 hours from the payment order, the payee can link his mobile phone number to the IBAN of his account for receiving IziPay payments.
After linking the mobile phone number with the account number (IBAN), the initiated payment will be made to the account, if all preconditions have been met for making payments referred to in the Terms and Conditions for Using IziPay of Zagrebačka banka d.d. and the Terms and Conditions for Consumers’ Transaction Accounts of Zagrebačka banka d.d., and if the payer does not suspend the payment in the meantime.
I transferred money to my friend through IziPay, but she says she hasn’t received anything. What happened?
Payments are initiated in accordance with the Payment Order Receipt and Execution Schedule of the Bank. Moreover, in the transaction overview, transactions waiting to be effected also refer to the ones which have not been effected because the payee has not defined the IBAN to which they wish to receive the payment made to their mobile phone number.
In the tab “Opozvane/Odbijene” (Suspended/Rejected), you can see the transactions for which the payee has not defined the IBAN for the payment sent to their mobile phone number within the stipulated time.
Yes. As part of registration, after entering all required information and selecting “Confirm” option, you need to choose your PIN for future use of IziPay. You can report loss or theft of the mobile phone you have been using for IziPay by calling 01 3789 888. In the meantime, rest assured that the app on the stolen device will not be usable, since you are the only person who knows your PIN for access.
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Ovi kolačići su neophodni za funkcioniranje web stranice i ne mogu se isključiti u našem sustavu. Obično se postavljaju samo kao reakcija na vašu radnju koja predstavlja zahtjev za uslugom, kao što je postavljanje vaših postavki privatnosti, prijavljivanje ili popunjavanje obrazaca.
Kolačići koji se koriste:
JSESSIONID - čuva stanje sesija kroz zahtjeve za stranicama
PD_STATEFUL - kolačići sigurnosti sesije Server session security cookies
PD_SESSION-ID - jdinstveni Unique server session security cookie
PWSESSIONID – kolačić sesije poslužitelja
Parent_alive - kolačić sesije poslužitelja
Gtm_tracking - čuva korisnikov pristanak na praćenje
Option_set – čuva vrijednost za pokazivanje cookie bara
Zaba_performance- čuva posjetiteljev pristanak za bolje performance
Performansni kolačići
Ovi kolačići omogućuju nam da računamo posjete i izvore prometa, kako bismo mogli izmjeriti i poboljšati performanse naših stranica. Oni nam pomažu da znamo koje su podstranice najpopularnije ili najmanje posjećene, te kako se posjetitelji ponašaju po web stranici. Sve informacije koje ovi kolačići prikupljaju su agregirani a time i anonimizirani. Ako spriječite te kolačiće, nećemo znati kada ste posjetili našu web stranicu.
Kolačići koji se koriste:
ZABGN - postavke naslovnice ovisno o tome je li korisnik građanin ili pravna osoba
ZABRM - kolačić s vrijednošću korisnikovog web preglednika zbog boljih performansi
Marketinški kolačići
Ovi kolačići služe kao pomoć pri tumačenju internetskih aktivnosti korisnika te u svrhu marketinških aktivnosti, poput oglašavanja i remarketinga.
Kolačići koji se koriste:
1P_JAR - prikuplja statistiku web stranice i prati stopu konverzije Google.com/google.hr
CONSENT - postavke kolačića - google.com
DV - Google ad personalizacija - google.com
NID - Google ad personalizacija - google.com
IDE- Koristi se za prepoznavanje preglednika za oglašavanje i praćenje izvedbe i postavki. Google.com/ DoubleClick
ga - Google Universal Analytics postavlja jedinstveni ID koji se koristi za izračunavanje podataka za analitička izvješća
gid - koristi se za razlikovanje korisnika jednog od drugog.
Anj - Anj kolačić sadrži podatke koji označavaju da li se ID kolačića sinkronizira s našim partnerima. ID sinkronizacija omogućuje našim partnerima korištenje svojih podataka izvan platforme na platformi.
uuid2 - Ovaj kolačić sadrži jedinstvenu, slučajno generiranu vrijednost koja Platformu omogućuje razlikovanje preglednika i uređaja.
Sess - Kolačić sesije sadrži jednu ne-jedinstvenu vrijednost: "1". Platforma se koristi za testiranje je li preglednik konfiguriran za prihvaćanje kolačića iz aplikacije AppNexus.
Icu - Kolačić se koristi za odabir oglasa i ograničavanje broja prikaza određenog oglasa. Sadrži informacije poput broja prikaza oglasa, nedavnog prikazivanja oglasa ili broja prikazanih oglasa
Uid - jedinstveni identifikator
cid - Cookie id (legacy) – jedinstveni identifikator
Facebook - prati konverzije FB oglasa, optimizira oglase, gradi ciljanu publiku i radi remarketing
HotJar - prikuplja informacija o ponašanju korisnika i njihovim uređajima