HR
HR
The card cannot be used to deposit funds at ATMs/Coin Deposit Machines or make payment in instalments.
Protected Income Account
A protected income account is a special type of current account in HRK whose opening is ordered by FINA for the purpose of managing funds exempt from enforcement.
You can use the funds paid to your protected income current account in EUR:
- by using a debit card of your protected income account in EUR
- by using online banking (e-zaba and/or m-zaba)
- by visiting any branch of Zagrebačka banka.
Find out more about the implementation of enforcement on funds.
Benefits
- debit cards for your protected income current account in EUR, which may be arranged free of charge, allow you to access your funds at all points of sale and cash withdrawal in the country and abroad, as well as on the Internet.
- It is easy to check the balance of your protected income current account in HRK and to effect transactions with online banking (e-zaba and/or m-zaba).
Use
It is not possible to arrange a direct debit, standing order or permitted overdraft facility.
The protected income account holder can grant a power of attorney for said account to one or more persons with legal capacity.
Proxies for transaction accounts of individuals can be arranged at the request of the account holder who is personally present in a branch and/or based on a special power of attorney.
Granting a power of attorney in a branch:
A power of attorney for a transaction account can be arranged in any branch which does business with individuals.
When giving a power of attorney for an account in a branch, both the account holder and the proxy need to be present in order to be identified and sign the power of attorney form.
Special powers of attorney:
Special powers of attorney are certified by a competent body (notary public), foreign competent body, or an authorised person from a diplomatic or consular mission. They can be issued for any purpose, or for performing any action in relation to transaction accounts which must be specified, i.e. listed in the special power of attorney.
In case you need new plastics (damage, loss/theft) or a new PIN, the Bank will issue a new card/send you a new PIN at your request, free of charge. Requests for issuance of a new card/PIN are submitted at our branches. In case of loss or theft, you must immediately report that the card has been lost or stolen to our non-stop service center on: 01 3789 789, and confirm your report in writing at the closest Zagrebačka banka branch.