Special benefit: no appraisal fee until June 30, 2024 for loans with CPI, Green loans (A or A+) and loans for young people (up to 45 years old).

Dream in your own home! A housing loan is the solution for your housing needs - whether you are buying an apartment, building a house or renovating a property.

You can use it to repay a housing loan approved in another bank.

For loans secured by immovable property collateral (real estate), it must be adequately valued by an appraiser authorized to conduct appraisals in accordance with the positive regulations of Republic of Croatia. The final market value appraisal report must contain at least the elements specified in the document Important elements of the real estate appraisal (listed in the documentation attached to this product). News in the preparation of the real estate appraisal report from January 1, 2024.

Here you can find out about all the details related to loan repayment life insurance.


  1. Fixed interest rate for the total repayment period
  2. NEW: Intended for construction, extension, completion and reconstruction of a family house with the future value of the property, without the need for a replacement property
  3. Increase of the loan amount up to 5%, a maximum of EUR 7,000 for the purpose of reimbursing the costs for the realization of the loan (supporting documentation needed)
  4. The possibility of arranging a grace period (moratorium) during parental leave
  5. Use m-zaba to monitor your repayment schedule and the number of remaining instalments

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. If you are a client of Zagrebačka banka, we suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

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