Start Package

The Start Package has everything you need to start your daily financial operations.

More services, additional benefits and a single monthly fee.

The Start Package may be arranged by adults who have legal capacity, who have previously concluded the Agreement on Transactions.

This package includes:

• maintenance of a current account in EUR and a Multi-currency current account with debit cards
• the possibility of having one proxy for every account in the package, free of charge
• 5 free payments by national and cross-border credit transfer in euro from a current account in EUR and giro account in EUR initiated through on-line banking services included in the package, and by standing order and SEPA direct debit.
• online banking services (m-zaba and e-zaba)
• i-Bills
• the possibility of using contracted overdraft per current account in EUR - in the amount and for the period approved in line with the Bank’s business policy, up to max. EUR 7.000, with an interest rate of 6.37%
• instalment payment with a debit card for the current account in EUR available with no interest or fees, limit up to EUR 2,700, in accordance with the Bank's business policy
• arranging a standing order in favour of an account opened by a natural person with the Bank or a member of the Group of Zagrebačka banka d.d., including Allianz Hrvatska d.d. and Allianz ZB d.o.o.
• cash withdrawal using a debit card at an ATM of UniCredit Group abroad, from a current account in EUR or a giro account in EUR free of charge (find ATMs using m-zaba)

Note: By concluding the Agreement on Transactions, the use of banking and non-banking services included in the package, and enabled to the user by the Bank during the term of agreement, will be automatically activated for the Start Package user. The user can subsequently deactivate or re-activate a certain service by submitting a request to the Bank.

Benefits

1. Savings and benefits from doing business with the Bank
2. The possibility of payment in instalments with no interest or fees
3. You pay only one monthly fee for all services