Discontinuation of use of hardware tokens for individual clients
As of 15 February 2024, it will no longer be possible to use a hardware token for user or transaction authentication. Therefore, you will need to arrange the m-token (mobile token) service instead if you do not already have it. m-token is free of charge, and it is installed on your mobile device as a service embedded in your m-zaba online banking application. Find out more
Dual display of prices and monetary amounts
We introduced the dual display of prices and monetary amounts in HRK and EUR for consumers as a part of our preparations for the adoption of the euro. The dual display will remain in force until the end of 2023. The fixed conversion rate of HRK 7.53450 per EUR is displayed in addition to the dual display.
Visit to learn about all locations to which the dual display will apply.
Quick, simple and affordable - manage your finances, make payments and do business with the Bank from the comfort of your home! All you need is a computer with Internet access and a token (m-token or a physical token) which you get when arranging the on-line banking (e-zaba).
Using e-zaba, you can:
- check the balance of your accounts (even the ones for which you are an authorized signatory), savings, investments and loans
- pay bills in Croatia and abroad (right now, in the future or using a standing order)
- forward a confirmation of order execution to the recipient by e-mail or mail
- stay informed about your expenses
- buy, sell and exchange foreign currencies
- buy, sell and transfer shares in ZB Invest funds
- arrange term deposit with a stimulating interest rate
- arrange i-Bills
- consult your banker and execute certain transactions usinge e-branch
e-zaba ensures savings since you can pay your utility bills at the most affordable prices (EUR 0.30 per bill)
- Convenience and availability
Using e-zaba you can make a term deposit, check your loan rate or make payments into foreign countries from your home, without having to go to the Bank and wait in lines.
- You do not depend on working hours of branches you can do everything you need to do, at your convenience
- You will always be the first in the line - no waiting, no queues, only the comfort of your living room
- You will be informed about your accounts at all times - check your transactions, balances and activity of your accounts
- It saves the environment - receive your statements and notifications using e-zaba instead of in paper form
Additional information and assistance:
01 3789 785