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Education is always a smart investment. That's why we offer various loans:
a student loan to finance tuition fees and education
a loan to cover living costs during your studies
Benefits of student loans
Loan repayment after graduation
The possibility of delaying payment of the first instalment of the loan up to 12 months after graduation
The possibility of financing living expenses during studies both in Croatia and abroad
The possibility of increasing the loan amount for buying specialized literature
Conditions
Any natural person who meets the requirements of creditworthiness of Zagrebačka banka can be a borrower. In case of insufficient creditworthiness, there is a possibility of involving the co-borrower (this can also refer to the users parents or a third party).
Student loans may be granted to students of all undergraduate, graduate and postgraduate studies in the country and abroad (only residents).
Student loan to finance tuition fees and education Loan amount: from 200 to 20.000 EUR Loan repayment period: 13 to 120 months
A loan to cover living costs during your studies: Loan amount: from 66 to 660 EUR monthly Loan repayment period: 13 to 120 months
Loan repayments are made in monthly annuities in EUR.
Prices
Annual interest rate 4,50 % fixed
During the use and grace period, interest is paid on the used funds in the amount of the regular interest rate.
Arrangement
Yes.
For the purpose of financing the cost of education abroad, the funds can be paid out to the current account of the end user.
If your parents (or a third party) are creditworthy, they can act as your co-debtors. In this case, you do not need to be creditworthy. It is good to know that, in determining the creditworthiness of students, we apply more favourable criteria than usual.
You can use a student loan to pay for your tuition, both in Croatia and abroad. You can also cover living costs during your studies, for example, if you no longer live with your parents.
Use
If you quit your studies, you need to start with the loan repayment.
You can start repaying the loan after you complete your studies, and you can use an additional year of grace. Or you can start repaying the loan right away, while studying.
Grace period cannot be arranged if, at the time of loan approval, the borrower is employed. Furthermore, if studies were interrupted or student status was lost during the period in which the loan was being used, it will not possible to delay the start of loan repayment.
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