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A current account in EUR is opened for the purpose of transactions in accordance with the Act on the Comparability of Fees Related to Payment Accounts, Payment Account Switching and Access to Basic Accounts. The Bank issues a debit card to account users with legal capacity, proxies and guardians for the disposal of funds in an account. Contracted overdraft or limits for instalment payment with a debit card are not approved for a basic account. In addition, if the consumer belongs to a sensitive consumer group in terms of the Act, they must provide relevant proof of their status when opening the account.
Benefits
It includes the possibility of using on-line banking (e-zaba or m-zaba)
The possibility of arranging standing orders and direct debit
up to 20 free national and cross-border transactions in euro a month for the sensitive consumer group
Conditions
The user may be a domestic or foreign natural person with legal residence in the European Union
A guardian concludes the account agreement on behalf of a person lacking legal capacity
Prices
Arrangement
free of charge
Maintenance
free of charge
Users who prove their sensitive consumer status arrangement fee
free of charge
Users who prove their sensitive consumer status maintenance fee
free of charge
The possibility of usage of account for proxies fee
EUR 0,40/month
Fees for related services, payments and other services regarding transactions per transaction accounts apply in accordance with the Extract from the Decision on Fee Tariff for Bank's Services.
Activation
After you open the basic account, you will receive a letter containing your debit card at your home address, and within several days you will also receive your PIN. To use your card, you need to activate it. The letter will contain the activation instructions.
Use
Contracted overdraft or the limit for instalment payment with a debit card are not approved for a basic account.
For disposal of funds in the account, the Bank issues a debit card to account users with legal capacity, proxies and guardians which allows them to use the funds in the account in Bank branches, at ATMs, or other payment locations and stores in the Republic of Croatia and abroad, as well as in online shops. The user may dispose of funds via on-line banking, standing orders or direct debit, if such services are arranged.
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