Duo Protekt is no longer offered, but check out through other types of savings we offer.
Duo Protekt Savings is a combination of a term deposit savings and Allianz Accident Insurance. By arranging Duo Protekt, you are double-insured in case of damage - through compensations from insurance and your savings deposit!
You can arrange the insurance with a new or existing savings deposit.
Duo Protekt consists of:
1) savings model with a one-time payment of your choice:
- Favorit Savings
- Favorit Annuity Savings
- Standard Savings
- Annuity Savings
2) insurance against accidents: COVERAGE 1
- Death due to an accident
- Death due to a traffic accident
Deposit amount:
- min. EUR 1,000
- max. EUR 150,000
- Bone fracture EUR 250
- Daily charge for hospital stay EUR 20
- Access age: up to 69 years of age
- Maximum age in coverage: 70 years of age
Benefits
- You do not need to worry about payments because the Bank conducts the payment of the insurance premium from the interest on savings
- Arranging insurance with a new or existing deposit
- With an automatic renewal of deposit, the insurance policy is also renewed
- The possibility to choose a desired savings model
- The possibility to dispose of savings deposit before expiry of a term deposit period with termination of insurance, with no fee charged
- A simple arranging of insurance without additional verifications and medical documentation
Conditions
Minimum term deposit amounts:
The amount insured equals to the amount of term deposit, at least the minimum amount of term deposit, and up to a defined maximum amount for each coverage.
Term deposit period: from 24 to 48 months.
The insurance period is in line with the term deposit period:
- closing the term deposit terminates the insurance
- an automatic renewal of savings deposit also renews the insurance.
Interest rate - in line with the selected savings model, fixed.
Insurance premium - it is accrued on the amount of a fixed-term savings deposit, and it is paid from the amount of accrued interest on the savings deposit.
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