Cash loan

Informative calculation. Fast and easy.
Check if you meet the criteria for a loan.

For clients of
all banks

With no loan processing fee

interest rate

Loan amount


Repayment period



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Monthly annuity
Interest rate %
Effective interest rate %
Insurance premium (one-off)
Total repayment amount

The calculation of EIR includes a fee for the maintenance of a current account, amounting to EUR 1.59, one time.

This calculation is informative. For the exact amount please visit a branch.

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Who can arrange a cash loan?

  • Any natural person with residence in the Republic of Croatia
  • Any person younger than 72 years of age at the time of maturity of the last annuity
  • Any creditworthy person
  • Any person who regularly settles their obligations

How to get a cash loan?

  • Choose a loan amount, check the criteria for a loan and fill out the online application.
  • You will receive the confirmation of the scheduled meeting to your email. In the meantime, please make sure you have the requied documents.
  • Please visit the branch at the scheduled time of the meeting.
  • The loan amount will be paid out immediately, and for loan amounts exceeding EUR 13,300, after signing the agreement at a notary public office.

You can arrange a cash loan up to EUR 13,300 on your own, at any time and any place, without visiting a branch and without the notary public costs - by using online banking via mobile app (m-zaba).

*While observing Zagrebačka banka’s internal credit assessment rules, the statement of seizure upon borrower's consent and promissory note are not required for loans with a currency clause of up to EUR 13,300 with the repayment term of up to 84 months for clients permanently employed for at least 6 months who have been receiving their salary to a Bank account for the past 6 months.