Allianz Prospekt with single premium payment

If you are younger than 55 and you care about the protection of your family in case the worst happens, consider the Basic Package. In the event of death of a policyholder regardless of the cause, the insurance user will receive the arranged amount which equals to the paid premium plus the market value of the policy at that moment. Upon expiry of insurance, you will receive the amount which is equal to the market value of the policy at the moment of expiry of insurance.
The Dinamic Package can be arranged up to the age of 65, and in the event of death of a policyholder during the insurance period, the insurance user will receive the larger amount of the two – the paid premium or the market value of the policy. If death was caused by an accident, the doubled amount of the paid premium will be additionally paid out.
In both packages, upon expiry of insurance, you will receive the amount which is equal to the market value of the policy at the moment of expiry of insurance.

The beginning of insurance is always at 00:00 on the day following the day of insurance arrangement and policy issuing. The day, month and year of the beginning and expiry of insurance are listed on the quote and the policy.  The insurer's liability begins on the date of the beginning of insurance, if the one-off insurance premium was fully paid.

Insurance can be arranged for a period of five, six or seven years. In the event of early insurance buyout, an exit fee is charged by subtracting the exit fee from the market value of the policy at the time of the buyout. The amount of the exit fee depends on the year of insurance when the insurance buyout is performed.

By choosing this supplemental insurance, after the one-time premium payment, you are entitled to payout:

• for death due to an accident – EUR 15,000
• for a bone fracture, a payment in the amount of EUR 150 (per adverse event).
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This supplemental insurance provides financial protection in the event of one of serious illnesses: tumours, heart attacks or strokes.

During the policy period, you get financial security in the event of the worst case scenario, but also a possibility of higher earnings or potential loss given that only you bear the investment risk.

Allianz Prospekt with single premium payment is a life insurance related to investment into an investment fund. With this combination, during the policy period, you get financial security and payout in the event of the worst case scenario, but also a possibility of higher earnings or potential loss given that only you bear the investment risk. For additional information about the risks and the product, refer to the document containing key data on Allianz Prospekt with single premium payment.