HR
HR
The Start Package service may be arranged by natural persons - adults, who meet the criteria for arranging a package.
Start Package
More services, additional benefits and a single monthly fee
The Start Package has everything you need to start your daily financial operations.
More services, additional benefits and a single monthly fee.
The Start Package may be arranged by adults who have legal capacity, who have previously concluded the Agreement on Transactions.
This package includes:
- maintenance of a current account in EUR and a Multi-currency current account with debit cards
- the possibility of having one proxy for every account in the package, free of charge
- 5 free payments by national and cross-border credit transfer in euro from a current account in EUR and giro account in EUR initiated through on-line banking services included in the package, and by standing order and SEPA direct debit.
- online banking services (m-zaba and e-zaba)
- i-Bills
- the possibility of using contracted overdraft per current account in EUR - in the amount and for the period approved in line with the Bank’s business policy, up to max. EUR 7.000, with an interest rate of 5.45%
- instalment payment with a debit card for the current account in EUR available with no interest or fees, limit up to EUR 2,700, in accordance with the Bank's business policy
- arranging a standing order in favour of an account opened by a natural person with the Bank or a member of the Group of Zagrebačka banka d.d., including Allianz Hrvatska d.d. and Allianz ZB d.o.o.
- cash withdrawal using a debit card at an ATM of UniCredit Group abroad, from a current account in EUR or a giro account in EUR free of charge (find ATMs using m-zaba)
Note: By concluding the Agreement on Transactions, the use of banking and non-banking services included in the package, and enabled to the user by the Bank during the term of agreement, will be automatically activated for the Start Package user. The user can subsequently deactivate or re-activate a certain service by submitting a request to the Bank.
Benefits
- Savings and benefits from doing business with the Bank
- The possibility of payment in instalments with no interest or fees
- You pay only one monthly fee for all services
Arrangement
Use
Online banking using our mobile app (m-zaba) and the Internet (e-zaba) enables you to have all your products and services in one place. It is very simple to check your balance and transactions, pay your bills, transfer money, check your cards and spending and much more.
Free payments in EUR are the ones which you can make without paying a fee, and that refers to payments in EUR in favour of business entities with an account opened with the Bank as well as all payments in EUR in favour of accounts which are not opened with the Bank.
These payments refer to national and cross-border credit transfer in euro, from transaction accounts in EUR included in the package, and made using a package channel.
If the client uses a channel which they have arranged, but which are not included in the package, the payment in EUR will not be free.
You may use them as soon as you arrange a package. They are not charged based on the date of package arrangement, but on the calender month.
It is important to note that when changing the package product type, free transactions are not added. For example, if you used 10 transactions in one package and you switch to another package (which includes, e.g. 5 free transactions), then these 5 free transactions will not be added, but rather, upon next transaction, the number of payments used in that calender month will be checked (in this case, 10 were previously used, which is more than 5). To execute an order in such case, a fee will be charged.