Instalment payment - a tool for smart shopping

Instalment payments provide a more sensible way to manage your household budget, so many people use them to meet their financial needs. One of the main features of cards is instalment payment, which enables deferred payment in accordance with the arranged number of instalments over an agreed period.

This benefit can be used by paying with cards issued by Zagrebačka banka. Instalment payment with no interest or fees is intended for primary and additional users of Mastercard and Maestro cards issued with a corresponding Lepeza package.

When shopping in more than 17,000 stores in Croatia or online, you can pay in up to 12 instalments - with no interest, fees or additional costs. Some stores allow payment with Mastercard cards in up to 24 instalments. Thanks to this option, you can make larger purchases without arranging a consumer loan.


  1. quick and simple realization in stores
  2. no interest, fees or additional costs
  3. it enables financial flexibility when buying more expensive items
  4. Zagrebačka banka awards MultiPlusCard points for all purchases made with Mastercard or Maestro cards

Instalment payment plans can be arranged at all points of sale displaying the sign “Zagrebačka banka, Obročna otplata, Bez kamata/bez naknada“. Instalment payments become due along with other expenses per Mastercard and Visa cards, and all instalment payments per Maestro card are charged to your HRK account.

Always keep in mind that the best way to take full advantage of your card is to make a prior analysis of your financial limits with respect to your desires and needs.

If you would like to become a user of Zagrebačka banka cards, click on “Contact me”, fill in the form and make an appointment in the nearest branch. We will contact you as soon as possible!

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. If you are a client of Zagrebačka banka, we suggest that you enter your date of birth or OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

Fill one of the fields - date of birth or OIB

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